provident personal loan

iWeb_Rob

if i got a loan for 14 weeks from provident and paid it back on time without a problem, would this help build/repair my credit?

rob.

SmudgeUK

It Will show on your credit report as being settled, so will help

iWeb_Rob

so anything says 'settled' will help is that right?

revolu

Forget it, you credit rating is trashed until 6 years after your last default/ccj, upto 2 years from your last missed payment

concerned43

To my knowledge Provident do not register with credit ref agencies.

PNPSUKNET

concerned43 wrote: »

To my knowledge Provident do not register with credit ref agencies.

think they only do if you default, but no dont think they do normaly

susanuaz

Me and my hubby both use provident and I know that it does show up on your credit file.

SmudgeUK

susanuaz wrote: »

Me and my hubby both use provident and I know that it does show up on your credit file.

shows up on both my credit files, with creditexpert and equifax, and they dont have to be defaulted, as i have never defaulted on them.

iWeb_Rob

thank you all for the replies

i know my credit is trashed, my defaults go back till 2007 but i am now apying them off, there is nothing wrong with starting to get my credit better now

rob.

Spendnsave2010

i have two provident loans from some time ago and they dont show on Equifax for me not sure about and other credit reports though

PNPSUKNET

learn something new, provident must of changed then