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Cost of raising a family?
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It is the childcare that really takes the money when you have children, you may find it better to work 4 longer days so that you only pay for 4 days childcare etc
I wouldn't let living in a one bedroom flat stop you having a family if that is what you really want, my friend lived in one until she her DD was about 5 as she could fit a little cot bed in her bedroom0
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