Insurance Claim help

Quentin

skint-student-nurse wrote: »

Chances are the new car would be in my name as im buying it plus im not far away from my test and my OH would be a named driver,but if thats the case,would we have to go through our current provider?

We fought for a courtesy car and eventually got one last week but it has to be returned within 24 hours of getting told our car is being written off,which we believe it is after it was briefly looked at and told that we would need a new bumper and bonnet at least,and the car is over 8 years old now,and the cost of the work would be more than the car is worth

You can use any insurer for your new car.

(If you put your OH on the policy you will have to declare his claim under his details)

Have you looked at what the cost would be to repair the car yourselves using scrapyard parts and a back street garage? If viable you could buy the car back off your insurer, or even cancel the claim to retain your NCD/save your excess/not have to buy a new policy.

vaio

NCB will be gone because of the TP claim but certainly worth looking into the idea of of keeping the salvage and a private repair

vaio

bigjl wrote: »

.......Much in the same way that if an Emergency vehicle goes through a Red light at walking pace and all the cars see the vehicle and stop, then the Emergency vehicle passes through treating the red light as a giveway with all the lights and sirens going, but as they do so a car approaches the junction and doesn't realise the car in front is stationary and rear ends it, the emergency service vehicle is considered at fault in what is known as a "proximity accident".....

Are you seriously suggesting that if I stop to let an emergency vehicle through and the car behind runs into the back of me it’s somehow the fault of the emergency vehicle?

Sounds unlikely

bigjl

vaio wrote: »

Are you seriously suggesting that if I stop to let an emergency vehicle through and the car behind runs into the back of me it’s somehow the fault of the emergency vehicle?

Sounds unlikely

No matter how unlikely you may think it is, it is true.

Or do you tell your Dentist that it is unlikely you need a filling.

Obviously you know more about this as I have only working on frontline emergency Ambulances in London for a decade.

Why not ask a Policeman about a "Proximity Accident", when treating a red light as a give way when under blue light conditions.

vaio

vaio wrote: »

Are you seriously suggesting that if I stop to let an emergency vehicle through and the car behind runs into the back of me it’s somehow the fault of the emergency vehicle?

Sounds unlikely

bigjl wrote: »

No matter how unlikely you may think it is, it is true.

Or do you tell your Dentist that it is unlikely you need a filling.

Obviously you know more about this as I have only working on frontline emergency Ambulances in London for a decade.

Why not ask a Policeman about a "Proximity Accident", when treating a red light as a give way when under blue light conditions.

Struggling to see what dentists & fillings have to do with this but would like to read more about “proximity accidents” Google doesn’t come up with anything, have you got any links to actual law or cases?

Along the same lines, if I stop to let a bus (or even an ambulance) out of a side road and someone runs into the back of me is that the buses fault? How about if I stop because a child/OAP/dog is crossing the road?

I’d always thought that if you hit the back of something else it’s because you were driving too close or too fast or not paying attention and therefore it was your fault but I’m always pleased to learn something new.

Inactive

vaio wrote: »

I’d always thought that if you hit the back of something else it’s because you were driving too close or too fast or not paying attention and therefore it was your fault but I’m always pleased to learn something new.

So did I, like you, I would be interested to find something substantive on the subject.

hubert_cumberdale

vaio wrote: »

How about if I stop because a child/OAP/dog is crossing the road?
QUOTE]

WHAT ABOUT IF AN ADULT IS CROSSING THE ROAD

vaio

OAPs are adults (and score 20 points)

atrixblue.-MFR-.

bigjl wrote: »

No matter how unlikely you may think it is, it is true.

Or do you tell your Dentist that it is unlikely you need a filling.

Obviously you know more about this as I have only working on frontline emergency Ambulances in London for a decade.

Why not ask a Policeman about a "Proximity Accident", when treating a red light as a give way when under blue light conditions.

ummm what??????:rotfl::rotfl:

ive tried googleing proximity accidents and zero comes up not even under wiki??

ive tried emegency services proximity accident at red light.

proximity accident at junction.

proximity accident case law.


nothing. if you can get proof i'll be seriously interested in reading it.

because that sounds like a good get out for rear ending someone at a junction whilst a cop car whizzes past with blues and two's,

hey sorry dude, it was the cops fault not mine we have to claim against them DID YOU CATCH THE REG NUMBER OR CAR ID NUMBER?

NO?

NORE ME!

THEN DOES THIS MEAN IT WAS A HIT AND RUN!!!! :rotfl::rotfl::rotfl:

hubert_cumberdale

proximity mine that would cause an accident at a red light

i have never heard of proximity accidents before either