Debit card scam

trumpton

It will say click on this link to verify details, check your account, or whatever. When you click it takes you to what looks like the company website but is actually a copy - often a very good copy. You are then asked to enter details, password, card number etc. They then have your card details to use, sell on.

Don't click through to any site from an email. Come out of your email and go through google or type the name in.

futurama

Hello - my first post here!

Last week Barclays contacted me to say they suspected my account had been compromised. When I called their fraud dept. I learnt that 2 £15 o2 prepay payments had been attempted, the first went through the second was declined. The villains subsequently attempted 3 or 4 other purchases, the biggest was £295, but all were refused. Barclays fraud department were TERRIBLE. I was put on "endless" hold on three separate occasions without anyone sorting anything out properly. In the end I called Complaints, and they were fabulous, but in total I spent 2.5 hours on the phone for a £15 fraud. I am overseas, so I am expecting the phone calls to end up costing more than the fraud purchase :dohh:

So imagine my horror when I checked my Lloyds account yesterday and lo and behold, 2 £15 o2 prepay purchases - on the same day. Plus a Vonage charge which had been recredited the next day. I phoned Lloyds to sort it out - 18 minutes on the phone and the refund was in my account a few hours later. Top service.

But I am so confused as to how this could happen. I don't live in the UK (but I'm British). I have never, ever used my Lloyds card anywhere. I don't know the pin no. and never have. I have never put it in a cashpoint or bought anything on the internet or in a shop or over the phone with it. The only company which knows the number is Paypal, because my account is linked. My lloyds account is linked by direct debit to my barclays account. How could someone get the number of both my cards? I keep the cards in different places! I would really love to know how these people get numbers to use fraudulently - I thought that never having used my card I would be safe, but apparently not! I've asked them not to send out another card since it is just a liability!

matty266t

not sure if this is inthe right forum bit but here goes .....ive apllied for a payday loan ive got the money 100£ into my lloyds debit card account tonight 18:45 i popped to the local shop spending £10 and went round a friends untill 11:00
When i got back i tried to spend on the net only to be declined and upon checking my internet lloyds account find that 78.99 had been taken out ???? with this i phoned lloyds customer service the guy who sounded helpful talked about the disputes process ..and " its because you are disputing the transaction " when approched with the knowledge of section 75 he has said that the transaction was " Cbill reporting services " ? please help !! who are these people and where do i stand with lloyds this is fraud !!:(

texranger

matty266t wrote: »

" Cbill reporting services " ? please help !! who are these people

Google is an amazing tool if only people could find it on the internet.

http://www.cibil.com/web/partners-solutions-need.html

CIBIL is India’s first Credit Bureau

balmk

Why is this a scam? It's fraud.

A scam implies that you have had your card details taken for one purpose with the deliberate intent of using them for something else.

If you could amend the post title to "debit card fraud" it will help others who may have been affected by this type of activity.

meer53

matty266t wrote: »

not sure if this is inthe right forum bit but here goes .....ive apllied for a payday loan ive got the money 100£ into my lloyds debit card account tonight 18:45 i popped to the local shop spending £10 and went round a friends untill 11:00
When i got back i tried to spend on the net only to be declined and upon checking my internet lloyds account find that 78.99 had been taken out ???? with this i phoned lloyds customer service the guy who sounded helpful talked about the disputes process ..and " its because you are disputing the transaction " when approched with the knowledge of section 75 he has said that the transaction was " Cbill reporting services " ? please help !! who are these people and where do i stand with lloyds this is fraud !!:(

Was it Cbill or CCBill ? There is a lot of fraud that goes through a billing company called https://www.ccbill.com

They're a huge billing company, a bit like Paypal