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0% on purchases credit cards

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Hi everyone,
Please can someone tell me if i have had a particular 0% on new spending credit card before and then cancelled that card after the 0% offer had finished but now make a new application for that same card will i be accepted? and get the introductory offer again?



Kind Regrds

Turrell

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 18 January 2011 at 8:22PM
    It will depend on the card providers.
    I have one of the MBNA cards where I have never closed it down but I get offer after offer when my balance is cleared!
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    There is usually a time period, from which an old customer can reapply after closing down a card.

    From what I've seen it varies between providers.

    A decent card, which is managed by the customer correctly, will offer customers new offers reasonably regularly on purchases and balance transfer etc...

    For instance my Virgin card has given me about 6 or 7 offers in the past 8 months. I used the card for 0% on a balance transfer originally.

    On the other hand my Tesco card which had a 0% on purchases, has given me no offers since I paid the balance off in August.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    This site states how long you need to wait before re-applying with various card issuers:

    http://stoozing.com/cards.php
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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