We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Insurance Void

Hi

I had an accident in my van, and hit the central reservation, no other cars involved. My insurance have informed me that my insurance is void as I have modifcation on the van, The highways have written me a letter stating that now I must pay them £7000 for the damages caused to the motorway, I contacted the highways and informed them that I did not have that sort of money and could pay them back by installments. The man on the phone said that they do not do that and my insurance should pay as I was insured at the time and that he would contact my insurance now my insurance have now stated that they will pay the highways but I must pay them, I am prepared to pay them but it doesnt really sound right and thought I would get advice.

Comments

  • mikey72
    mikey72 Posts: 14,680 Forumite
    What mods have you, and what did you declare?
  • Quentin
    Quentin Posts: 40,405 Forumite
    Your insurance should deal with the third party damage you have caused. Pass the highways letter to your insurance (unanswered).

    (If your policy is voided, then they can come to you to reimburse them, and would accept payment by instalments)
  • Gene_Hunt_2
    Gene_Hunt_2 Posts: 3,902 Forumite
    You insurance will pay for the damage then come after you.
  • dogbot
    dogbot Posts: 1,062 Forumite
    as above, they will pay under RTA (road traffic act) cover, and then come after you for the money.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.