Poss IPA query

elliesmemory1

So if you have no ipa now and have a change in circumstances and are now reassesed you will be done on the new rules?
Does not seem fair really as if you already have a ipa you come under old rules.
I hope they are taking in to account the rise in petrol, food and gas elec prices.

elliesmemory1

Am I reading it correctly?

Chuckie1998

Just to clarify, your IPA does not go on your BR date, it goes on the date of the IPA assessment. For example, I went BR on 17th Nov, before the new guidelines, but as my IPA assessment was made on 1st Feb, I will be on the new guidelines and basically lose all my surplus.:(

Classylady2010_2

I understand it to mean that all IPA's starting before 1st December 2010 and any changes to them throughout the 3 years are assessed under the old rules.
classy

minicooper1961

Chuckie1998 wrote: »

Just to clarify, your IPA does not go on your BR date, it goes on the date of the IPA assessment. For example, I went BR on 17th Nov, before the new guidelines, but as my IPA assessment was made on 1st Feb,? do you mean Dec I will be on the new guidelines and basically lose all my surplus.:(

Thanks Chuckie, that makes sense so in your case you were assessed and then got an ipa, so if someone were to be assessed in Aug or Sept for example and then got an increase in income in Dec they would be subject to the old rules?? sorry you lost your surplus:(

jedi82

Thanks for the replies, so if our circumstances change, we may potentially have to sign a new IPA even though we already have one in place for the NT code? And from what I can gather, if it is a new IPA it is under the new rules?

Thanks,
Jedi x

ani_26

Hardupandfedup wrote: »

Has anyone br before the new rules came in had to fill in a new soa for any reason and been assesed on the new rules as yet?
Would be interesting to know as it still all seems a bit vague. I know some people say the new rules apply to new ipas but has it affected any one br before as yet.

I went bankrupt before the new rules came into force, and i've recently completed a soa, ( ipoq questionaire ), now approaching my AD.


I went directly to the is office, and dredging the memory banks, they did say to me, there were new rules, and specifically mentioned the £20 surplus. However , in the event, i did'nt even finish completing the ipoq, as it was, i think, blatantly obvious, i'm still financialy embarrassed, and my outgoings are more than my incomings. Suffice it to say, i still have'nt managed to get back on my feet, financialy, after all this time. But i'm fairly sure, if there had been a surplus, they would have implemented an ipa. They only have to track my bank account, to verify this.

I'm not 100% sure they were reassessing me under the new rules, but what was said would seem to indicate this.

elliesmemory1

So, If I get a payrise which means I will inform Or. If it takes me over the new £20 surplus I will get a ipa even though when I went br the surplus was £99. Seems a bit unfair to change the rules half way through. Oh well!