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Search/account on credit report - card with no search?
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MacWeeble
Posts: 12 Forumite
in Credit cards
I've recently applied for and received a Nat West credit card (I also bank with them). The account itself hasn't appeared on my credit report yet, which is presumably because it's new.
Interestingly though, no search has appeared on my report either. Do these normally appear straight away? Is it possible that I've been given this card without a search being done because I bank with them?
Interestingly though, no search has appeared on my report either. Do these normally appear straight away? Is it possible that I've been given this card without a search being done because I bank with them?
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Comments
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Who did you check your credit report with?
Natwest / RBS Group are known to use either Experian, Equifax, or both, when processing an application.
If you check with both Experian and Equifax then you should find the search
Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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It will almost certainly be on Experian."We want the finest wines available to humanity, we want them here, and we want them now!"0
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NatWest did a search on mine (I also bank with them). It's on Experian.0
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I have been with them a while, they always seem to search the CRAs for new cards, loans or accounts.
They never seem to search when it comes to overdrafts though."We want the finest wines available to humanity, we want them here, and we want them now!"0
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