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What counts as balance transfer?
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Legacy_user
Posts: 0 Newbie
in Credit cards
It might sound silly, but I was just wondering, if you have to pay online credit account outstanding balance (littlewoods, very) with credit card, does that counts as balance transfer or it's just ordinary payment?
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It might sound silly, but I was just wondering, if you have to pay online credit account outstanding balance (littlewoods, very) with credit card, does that counts as balance transfer or it's just ordinary payment?
I've made payments to Littlewoods credit account before and it has been classed as a purchase.0 -
Just making a "normal" payment to a catalogue will just count as a purchase and not a balance transfer.
As a general rule, if you're not making the payment via the balance transfer form or via a customer service representative, then it's not a balance transfer...My posts are my own opinions based on my experiences and info gathered from sites such as this.
They are not a substitute for professional financial advice - but you knew that already didn't you?
VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!0
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