Should I keep my 'Sub Prime' account open?

BugsyBrowne

izools wrote: »

As star-fire pointed out, any time a creditor does a credit search on you they don't even see the name of the creditor on your accounts, let alone whether it is sub prime.

The only reason I knew this is because I remember asking you this question about 6 months ago..

aldredd

firsttimestudent wrote: »

(Of course the limit may be a hint, but nothing further than that?)

I actually have a semi-reasonable (4-figure) limit with them, so I don't think it would give the game away. (whereas I know they only give some customers £200 to start with)

Fiddlestick

neal_credit_card wrote: »

Hi not sure if anyone can help or make suggestions but basically I have 13k on 2 cards MBNA and Halifax @ 26%, I have been reading re using your savings to pay this off and am a bit torn as I have 6.5k in an isa which would pay out 30k in 7 years time for my Daughters 18 and 1.5k in cash savings Whilst this would make a big dent in the cards I have been trying to get a 0% balance transfer to Bcard but have been turned down even though I thought I had good credit, Having just paid off a 10k Loan and clearing both credit cards before. I would be interested in anyones suggestions as I have 500 per month disposable to pay any Credit cards or loans?????!!!!

It's probably best if you start your own thread rather than hijacking this one in the middle - you will get more/better responses that way

duggie1982

:money: :beer:

Fiddlestick wrote: »

It's probably best if you start your own thread rather than hijacking this one in the middle - you will get more/better responses that way