Bhs

irishwexford

I have an M & S credit card which I use to get points but was persuaded in BHS to take out one of theirs to just use on cardholders day when u get an extra 10% off. I pay this off each time but now received a letter stating that my interest rates will be increased due to the way I manage my account. I know this does not matter as I do pay it off in full but its obvious they only want customers who pay interest. I do understand that this is the bank not BHS but why twist your arm to get you signed up in the first place. I found the letter quite insulting as it sounded as if I was in debt.

ironlady2022

The answer is the employees will be on commission to sell the credit card to you and say so by giving you a discount. Like you said so long as you pay it off, it shouldn't matter, if you don't like it, then cancel it.