Santander Credit Card ???

Lon_Coed

Santander recently wrote to me and invited me to apply for a card, which is fantastic news for me as I am desperate to rebuild my credit score, which isnt good thanks to other half who left me with large debts., I currently have two default, one is showing settled.

They have asked for further proof of ID, I bank with them,
Is it looking good ?

BugsyBrowne

Lon_Coed wrote: »

Santander recently wrote to me and invited me to apply for a card, which is fantastic news for me as I am desperate to rebuild my credit score, which isnt good thanks to other half who left me with large debts., I currently have two default, one is showing settled.

They have asked for further proof of ID, I bank with them,
Is it looking good ?

To be honest you must have a good account history with them if they do decide to accept you with 2 defaults, as with 2 defaults I even think Vanquis would do a runner from you..

Lon_Coed

Have been with them a few years and no problems, defaults are not good but are on for a while, have tried to get both removed as didnt receive any notiifications for them, but its impossible ;(
Paid one off said they would remove but just corrected it to settlled. Other one have tried to pay it off but the company will not play ball

BugsyBrowne

Lon_Coed wrote: »

Have been with them a few years and no problems, defaults are not good but are on for a while, have tried to get both removed as didnt receive any notiifications for them, but its impossible ;(
Paid one off said they would remove but just corrected it to settlled. Other one have tried to pay it off but the company will not play ball

My OH has been with Abbey then obviously santander for about 10 years, she had a default, but they gave her a Zero card so you probably will be ok.

blobbi

In personal experience although the benefits are good the service is the worst I have ever received. The online service does not work and the customer service is worse than useless. Good luck.