How long doe it take

loonygooner

I wondered whether anyone could tell me how long applying for a Credit Card usually takes, I am specifically looking at the Sainsburys card.
I need to transfer a loan in December, but don't want to apply too early and therefore make as much use as possible of the 12 Mth 0% Interest Free loan.

Joe_Bloggs

It's 0% for purchases and 5.9% for balance transfers.
The 0% for purchases is like free money if you can put an equal amount of money spent with the card into a savings account. If you cannot then you are storing up a debt.
J_B.

Milarky

I would give it not less than a month. By Decemeber things will have started so jam up because of Xmas demand for cards, so Apply by 1 November

steviewander

I applied for my Sainsburys card at the beginning of the month and it took 18 days for my card to arrive from the day I applied online.

Woby_Tide

46 days and counting for a card, statements seem to be mere bagatelle in comparison and they arrive at will and on time(within 14 days of applying for the first one)