We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

How long doe it take

I wondered whether anyone could tell me how long applying for a Credit Card usually takes, I am specifically looking at the Sainsburys card.
I need to transfer a loan in December, but don't want to apply too early and therefore make as much use as possible of the 12 Mth 0% Interest Free loan.

Comments

  • Joe_Bloggs
    Joe_Bloggs Posts: 4,535 Forumite
    It's 0% for purchases and 5.9% for balance transfers.
    The 0% for purchases is like free money if you can put an equal amount of money spent with the card into a savings account. If you cannot then you are storing up a debt.
    J_B.
  • Milarky
    Milarky Posts: 6,356 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    I would give it not less than a month. By Decemeber things will have started so jam up because of Xmas demand for cards, so Apply by 1 November ;)
    .....under construction.... COVID is a [discontinued] scam
  • I applied for my Sainsburys card at the beginning of the month and it took 18 days for my card to arrive from the day I applied online.
  • Woby_Tide
    Woby_Tide Posts: 5,344 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    46 days and counting for a card, statements seem to be mere bagatelle in comparison and they arrive at will and on time(within 14 days of applying for the first one)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.