Anyone know of any ..........

HayleyLou_2

Anybody know of any loan companies or promotions on atm for a loan amount of £8k - and able to pay off lump sums when i can?

I now have a poor credit due to endless applying and 'no's' from most of the promotions on this site.

Any ideas?

KingElvis

You'll need to stop applying for at least three months as you will look financially desperate to lenders.

There are no easy loans these days I'm afraid.

izools

Try putting up a listing at Yes-Secure.com

Similar to Zopa but much more understanding of those with less than perfect credit.

Early repayment / over payments are totally penalty free, but interest won't be low.

BugsyBrowne

HayleyLou wrote: »

Anybody know of any loan companies or promotions on atm for a loan amount of £8k - and able to pay off lump sums when i can?

I now have a poor credit due to endless applying and 'no's' from most of the promotions on this site.

Any ideas?

I would personally wait until your credit file has repaired itself, then maybe when you apply the big lenders might take you a little bit more seriously until then you might have to go down the crap high APR lenders path, where your credit file will be trashed within a week, and then I still don't think you will get one..

izools

star-fire wrote: »

I would personally wait until your credit file has repaired itself, then maybe when you apply the big lenders might take you a little bit more seriously until then you might have to go down the crap high APR lenders path, where your credit file will be trashed within a week, and then I still don't think you will get one..

My OH was able to get a loan under 30% from YES-Secure despite two defaults; they search CC, too, so many find some of their adverse doesn't come up on the search and of course recent searches made elsewhere don't either as no one else uses CC.

Well worth a bash on Yes-secure.com IMHO

BugsyBrowne

izools wrote: »

My OH was able to get a loan under 30% from YES-Secure despite two defaults; they search CC, too, so many find some of their adverse doesn't come up on the search and of course recent searches made elsewhere don't either as no one else uses CC.

Well worth a bash on Yes-secure.com IMHO

I then had a look at their website are they some sort of new outfit izools?

izools

Yeah not been around long, doing the same as Zopa do - Peer to Peer lending - but they are targeting the high return high risk lenders and mediocre credit scorers, whereas Zopa target the low risk low return lenders and elitist credit scorers.

Great if someone with a spotty credit history wants to be in with a damn good chance of a loan, which doesn't penalise for overpaying / repaying early.