Friday 14th Jan - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Goooooooooood morning and three cheers for Friday!!:beer::beer::beer:
Hope all is well - am trying to have a DNMS-style motivational day...full of beans and all that, so hope you're all with me;)
Off to work in an hour, but finish at 2.30 today, then a tutorial with my college tutor so hopefully I'll be feeling full of keen-ness for my uni work:T



Ok, here#s my list for today:

• check banking
• check onepoll
• packed lunch for dd2
• lunch from home for me
• meal from plan tonight - chicken chow mein
• heating off during the day, low this evening
• NSD hopefully
• early night and lie in tomorrow...bliss:D

Ok, that's all for me - have a great day:money:

determined_new_ms

:j yay thanks for starting us off Milly - how are you feeling now Mils, a bit better? :j and there's something in this being pumped up for work marlarky - you you believe its Friday already???? So as I'm drinking my coffee I'm thinking how excited I am to be going to work and sending this week out with a bang, I'm pumped up & excited to go - who's with me??

Today:

• packed lunch to work, apple & ornages for snacks
• 2ltrs of water at least
• check for surveys
• call spa and see if I can get a facial booked in for Sunday - using voucher for 2 I bought in Dec so no cost to me now :T
• call gym and see if I can get booked onto body pump this eveningget my car
• other than the car not spend any money - only ecause I have no more!
• batch cook spag base, make lassanga & freeze 2 portions
• go through fridge to see if anything needs to be used promto...

ok can think of nothing else.... have a fabulous day today :beer:

Lottebear

Loads to do today as it is a day off

- Doctors appt at 10.00
- Gym
- Shopping need to think as I am on my own after Wenesday, so small easy to cook things for me.:p
- Transfer money for Villa for holiday
- Pay water bill
- Post ebay and amazon parcel
- Tidy Kitchen


I think this will keep me busy for the day

ixia

good morning everyone

today I will:

do washing
take lunch to work
dinner from stores
get e-bay stuff organised and ready to take to post office on monday
phone about service plan for car
Tidy up

Payday today so pay as much as I can to debts.

Have a good day everyone.

Candy0107

Morning All

Hi to all new posters. Hugs to those that need them.

Milly, thanks for starting the thread – I’M IN! with DNMS’s motivational talks in the morning!

Today I have/will
• Checked online banking – only change is debit card transaction for my railpass
• Hoping for a LSD – need to buy breakfast at work
• Need to get my hair done tonight after work (budgeted for)
• Check how much spare money I have for my work’s Christmas party tomorrow
• Packed a bag and bought it in work with me so I don’t end up lugging it around tomorrow (staying at Bosses house so will ask if she can take it tonight)
• Check emails
• Lunch and dinner from storecupboard, cheap breakfast at work
• Used my rail pass to get to work
• Work really hard at work as there is loads to do
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Need to put change in VSP, £2’s in terramundi and loose coins in coke bottle

Have a great day everyone
Candy xxx

Candy0107

Oh, forgot to ask. Does anyone know how the trainline works.

Where do I pick up the tickets? Have I left it too late to buy tickets for tomorrow morning?

Any help would be appreciated

Candy x

nowpanicking

Morning folks and thanks to Milly for starting us off AND it's Friday yeh!!! :j Everyone seems really motivated on here at the moment, it's really good and totally helps

My list for today: -

• morning cup of tea at work
• Breakfast, lunch and snacks to work (although I'm going to buy soup at the canteen today to go with HM bread I've brought in)
• LSD today
• tea per planner
• weekly shop - try and be under £10 as I don't need much and also have £5 miles voucher
• phone BT as phone line still down - since Sunday night!! :mad:
• saving on petrol today as DS is still ill so no need for OH to take car (28 miles saved )

That's it for me, have a great Friday everyone :beer: x

OrangeFairy

Morning all!!!

I'm with you Milly!!!! :D

Got to be quick - thought it was earlier than it is!!

Off to work - be productive
Updaye my handbag diary
Check banking
LSD - need to get philedelphia for my crackerbread!
Boys night tonight so beans on toast for me
Debenhams and next returns being picked up from work
Wrap OH's presents
Get an early night
Reconcile spending
Quick shower
Get travel insurance and wedding insurance sorted
See what else i can look to doing for my 101 list
Design my brothers board game i am going to make him for christmas!

Have a great day everyone xxxxxxxxxx

Pookie_lou

Good morning everyone, I am sooo glad its Friday! :j
DNMS- Yyou are so motivational! I am trying my best to be and stay cheerful today, Il keep reminding myself its Friday!

Today Im going to have a LSD, as im having lunch with a friend and need to pay a charity donation I promised before christmas, but apart from that...

* Take Snacks from home to work
* Read newspapers online
* Check bank @ work
* Email ebay buyer who is really annoying me at the moment and she hasnt even bid yet! :mad::mad:
* Update spends diary tonight
*Possibly list on ebay tonight if I have the energy!

Have a great day everyone!

josiebabie

Morning all!

In for another quiet day at work, my workshop diary looks shocking! Anyway, will make the most of what I've got, in true DNMS style

- [STRIKE]Check banking[/STRIKE]
- [STRIKE]Read more of 24hr book[/STRIKE] doing well and feel *slightly* different this morning!
- [STRIKE]Porridge in slow cooker over night last night...[/STRIKE]not MSE but saving time this morning, and time is money. :rotfl:
- [STRIKE]Tumble dryer ran over night last night on Economy 7[/STRIKE]
- Do surveys online during bored periods
- [STRIKE]Charged phone in car while driving[/STRIKE]
- [STRIKE]Lunch and snacks from stores, fill in on calorie counter app[/STRIKE]
- [STRIKE]Left purse in car up the road so can't spend[/STRIKE]
- Added petrol this morning, only £25 so car isn't too heavy
- Keep an eye on my ebay

Jx

Pernicious

Morning all,

I am going to try & be with you today DNMS, like Pookie I will just keep reminding myself it's Friday at least!

Today I have/will:-

• Finish up organising the accounts paperwork
• Find more items to ebay
• [STRIKE]Check current ebay auctions[/STRIKE]
• List some low value items
• Enter comps
• Check for surveys
• Finish tidying study
• Finish tidying bedroom
• Spend at least 10mins going over my tkd terminology
• [STRIKE]Lunch, brekkie & healthy snacks from home[/STRIKE]
• Dinner from meal plan
• Log calories on foodfocus (for yesterday as well if I can remember!)
• Fold up & put away clean washing so it doesn't get dirty again
• Read wedding tips thread
• [STRIKE]Make use of free coffee/water at work[/STRIKE]
• Escalate complaint with energy company - really fed up of this now :mad:
• Washing on eco setting
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Try to keep heating off as long as possible as I found I didn't need it on for more than an hour last night[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Check status of cashback[/STRIKE]
• [STRIKE]Aiming for a NSD[/STRIKE]

Have a great, moneysaving day everyone x