We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pregnant in full time work but think i'm better off on benefits

Hi i'm after some advice, i'm single pregnant and work full time but i've been told by my midwife and others that i would be better off on benefits. i need to know if this is correct and if so what benefits they are. i'm told that if i claim benefits i can still work 15/16 hrs a wk without it effecting my money. Can i just go from been employed full time to me dropping my hrs to 15 per week and claim benefits. all is is very new to me and i haven't got a clue PLEASE HELP!!!!!

Comments

  • Indie_Kid
    Indie_Kid Posts: 23,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    That's not quite correct. You can keep the first £5 / £20 (I think it's £5 if you're pregnant - not sure though) of benefits if you work less than 16 hours per week.
    Sealed pot challenge #232. Gold stars from Sue-UU - :staradmin :staradmin £75.29 banked
    50p saver #40 £20 banked
    Virtual sealed pot #178 £80.25
  • do you pay rent and council tax ?
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I'm amazed that your midwife told you that...and your thread title seems quite provocative.

    How long have you been lurking on these boards?

    (Apologies if this is genuine, but it's an unusual first post).
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • cosmic-dust
    cosmic-dust Posts: 2,618 Forumite
    Den5973 wrote: »
    Hi i'm after some advice, i'm single pregnant and work full time but i've been told by my midwife and others that i would be better off on benefits. i need to know if this is correct and if so what benefits they are. i'm told that if i claim benefits i can still work 15/16 hrs a wk without it effecting my money. Can i just go from been employed full time to me dropping my hrs to 15 per week and claim benefits. all is is very new to me and i haven't got a clue PLEASE HELP!!!!!
    Your midwife would be better doing her job and stops trying to be a benefit advisor as she clearly doesn't have a clue about what she's talking about.

    If you work 16 hours per week you can claim working tax and child tax credits.
    If you work 15 hours per week you don't get working tax and they reduce your Income support, you get to keep the first £20 per week then they deduct £1 for £1 after that. You would also be eligible for child tax credits.

    Maybe the father could contribute to the child he helped create.
    I made a mistake once, believeing people on the internet were my virtual friends. It won't be a mistake that I make again!
  • Den5973 wrote: »
    Hi i'm after some advice, i'm single pregnant and work full time but i've been told by my midwife and others that i would be better off on benefits.

    Of course they did!! How would a midwife know information on benefit entitlement?
    To repeat what others have said, requires education, to challenge it,
    requires brains!
    FEB GC/DIESEL £200/4 WEEKS
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    whitewing wrote: »
    I'm amazed that your midwife told you that...and your thread title seems quite provocative.

    How long have you been lurking on these boards?

    (Apologies if this is genuine, but it's an unusual first post).

    I used to work closely with midwives, they used to make all sorts of stuff up, telling everyone they would be entitled to the sure start allowance for example, or housing benefit or a council flat

    Was very hard to help people readjust their expectations when they went around churning out this sort of rubbish without a lot of knowledge.
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Jowo_2
    Jowo_2 Posts: 8,308 Forumite
    Use the Turn2us website, which is an online benefit calculator, to model those three scenarios (in full time and part-time work and on benefits). If you rent your property, you can find out your LHA (housing benefit) on the LHA direct website. I believe you won't be eligible for a rate that includes a bedroom for the baby until the baby is born.

    Then come back to the forum and tell us if you are better off or not if you give up your job.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.