FINALLY debt free!

After 8 and a half years of debt from foolish credit card spending and a bank loan, I am now debt free as of yesterday morning. Paid off the last of my loan early :) Now I need to save £4500 for a new piano lol!
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Replies

  • Well done I bet you feel on top of the world.
  • JustBe_2JustBe_2 Forumite
    206 Posts
    That`s fantastic!

    It must be a terrific feeling.

    Justbe
  • Its nice to be debt free lol. It all started 9 years ago when I turned 18. The woman at the bank, when I went to deposit some money, said I was eligible for a new card. I, thinking it was because I was now 18, thought she meant an upgrade from an electron to a delta debit card. Then they sent me a Barclaycard through the post. Then when work messed my wages up I had to use it and it just spiralled out of control from there!

    Stupid bank woman!!! As well as stupid me lol!
  • well done you, what a fantastic feeling
  • Well done, that's an amazing thing to achieve after a silly few years - here's to being back on track :beer:
    "Today is your day! Your mountain is waiting. So... get on your way!"-- Dr. Seuss
  • LaconicLaconic Forumite
    185 Posts
    Debt-free and Proud!
    aesir22 wrote: »
    After 8 and a half years of debt from foolish credit card spending and a bank loan, I am now debt free as of yesterday morning. Paid off the last of my loan early :) Now I need to save £4500 for a new piano lol!


    That's absolutely fantastic. A true glass of champagne moment if ever there was one. :)
    LBM: June 2012. Amount owed: ~£12,000
    Debt free: 15 January 2015! :)

    :beer::money:
  • well done! :T:T
    bertie200

    2011 - best wins - Coca-Cola Fridge, Galaxy Tablet, Kodak Printer, Roberts DAB Radio, £200 Voucher, John Lewis Hamper, Tassimo Coffee Machine :j:j
  • youngmummyyoungmummy Forumite
    489 Posts
    well done !!!! :) :j:j:j:j:T:T:T:T:T:T:T:):):):):)
    (#80 save 12k in 2015) aim £10,000
    make £10 a day in 2015 £261/£4000
    emergency fund aim £100/£1000
    £1 a day for xmas 2015 £0/£365
    NSD feb 0/16
    feb GC £0/£120
  • maryotuammaryotuam Forumite
    506 Posts
    Well done! You are unlikely to go there again (into debt) because it's a mug's game. It's been about 15 years for me. I immediately started saving the equivalent to my debt repayments so I always had spare money to buy necessities with cash. Things are much cheaper without interest payments! So much more of YOUR money stays in YOUR pocket rather than going to the vultures.
    It's great to be ALIVE!
  • Excellent, thats what im working towards at moment, after making some big mistakes with loans n credit cards - but live n learn & im not gonna make same mistakes, month by month ill pay it off, so soldier ill soldier on. But good on you.
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