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Thursday 13th January What small DFW things will you do today???!
Comments
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            hiya all,
 Paid montly bills
 first time for ages, no heating on
 Played beads with my Cat,
 Did some writing, my diary.
 phoned my mum, she is not well.
 Thanked my hard working carer for all her work
 Did some armchair workouts
 Have a good day all0
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            Good morning, all! I like the motivation kicking around here today.
 Today:- Walked to work to save on bus fare
- Brought in my super stretch lunch (on day 3 of veg chili and bulgur wheat, which I think cost under £2 for the whole week of lunches)
- Gym after work
- Tea from stores
- Make meal plan and shopping list for next week
 Mortgage free by 30:eek:: £28,000/£100,000 Debt free as of 1 October, 2010 Debt free as of 1 October, 2010 Taking my frugal life on the road!0 Taking my frugal life on the road!0
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            Afternoon all! Hope you're all having lovely days Today is my second NSD of the month, which might not sound like much but I'm very proud of myself :j Today is my second NSD of the month, which might not sound like much but I'm very proud of myself :j
 Today I have:-- Had an NSD!  
- Lunch from stores - tomato soup again
- Stuck to my diet (not NSD but something I'm pleased about!)
- Written my covering letter for exchanging clothes online... was meant to do the other day but forgot!
- Looked up cheap car parts on eBay for my little Pug
- Checked online banking x 2
- Looked at my budget for the next 3 months
 - Tidy my room!
- Dinner from stores
- Print off my Music Magpie labels - again something I forgot from the other day!
 October Grocery Challenge - £67.18/£135
 Save up £500 - £0/£500
 NSDs for October - 0/100
- Had an NSD! 
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            Today so far I have:
 Been to work- had a meeting and taught 3 lessons
 Checked my online banking
 Withdrawn my ebay sales money from paypal and used most of it to pay off some of my Next directory
 Work dinner out tonight has been postponed (:j) saving me a lot of money! 
 Still to do:
 Pack up ebay parcel to send tomorrow
 Make dinner from stores
 Try not to drink too much Diet Coke (1 mini can only so far today!)Save £12k in 2021: Jan £1834.40, Feb £1692.810
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            So far I have:
 Conned my dad into buying me lunch so a NSD on the cards.
 I took out £10 to test how long it'll stay in my wallet. Does that count as a NSD as its just transfering funds really?
 I'm going to try Music magpie when I get home. So many CD's and I still listen to the same old [EMAIL="!!!!"]!!!![/EMAIL] time and time again![STRIKE]£2200[/STRIKE] [STRIKE]£1950[/STRIKE][STRIKE]£1850[/STRIKE] £1600 on my credit card
 £1200 of £6000 Savings0
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            Hi everyone.
 Today I:
 - Turned down the radiators and changed the timer on the boiler to cut out the heat in the day since it's a fairly mild day.
 - Entertained my daughter for free by walking with her to the park to feed the ducks and splash in the puddles
 - Didn't put on a half load of washing, will save it it up for when I have a full load
 - Am cooking baked potatoes with baked beans and cheese for dinner. Inexpensive and yummy!
 - Checked bank and credit card accounts online, nothing like that reality check to keep motivation up.
 - Called energy provider to arrange a meter switch from prepayment to credit - no luck there as just switched over but got advice about when to call back.
 - Chucked some change in my sealed pot.5:2 diet devotee, frugal recipe creator, pretty excellent cook, pretty terrible housewife.0
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            complimentschemistry wrote: »Afternoon all! Hope you're all having lovely days Today is my second NSD of the month, which might not sound like much but I'm very proud of myself :j Today is my second NSD of the month, which might not sound like much but I'm very proud of myself :j
 
 congrats compliment!!!! :j:j:j:j I find NSDs extremley hard so usually just feel happy if I have stuck to my budgeted amount of pocket money each month.
 La E had a tip which I thought was fab was instead of having NSDs "allowing" yourself to have a small daily amount £1 or £2 - LSDs are so much better than maxing the cards!
 :j:j:j yay have been using my bike (I won't bore you all with the reasons again ) but now I have got over the horror I remembered today that it feels so much better than in the car, really gets me pumped up, the blood flowing and feeling good (not to mention I just whizzed past all the people stuck in traffic!) :T                        DF as at 30/12/16 ) but now I have got over the horror I remembered today that it feels so much better than in the car, really gets me pumped up, the blood flowing and feeling good (not to mention I just whizzed past all the people stuck in traffic!) :T                        DF as at 30/12/16
 Wombling 2025: £87.12
 NSD March: YTD: 35
 Grocery spend challenge March £253.38/£285 £20/£70 Eating out
 GC annual £449.80/£4500
 Eating out budget: £55/£420
 Extra cash earned 2025: £1950
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            josiebabie wrote: »What's this? Sounds exciting????
 You can get free downloads of books after their copyright has expired - think it's when a book is over 100 years old.
 http://www.gutenberg.org/wiki/Main_Page
 It's an American site but I think the laws are the same here... :ocue someone telling me I am wrong and breaking the law...:p0
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            Nottoobadyet wrote: »- Brought in my super stretch lunch (on day 3 of veg chili and bulgur wheat, which I think cost under £2 for the whole week of lunches)
 
 :T Good going!0
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            Hello!
 -Went to customers
 -went to bank
 -posted item someone bought on Ebay
 -went tohave my eyebrows done
 -cooked a tea
 -had ashower
 -wash and blow-dry hair
 -gave a present to my DH, today is his birthday 
 See you soon!0
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