Thursday 13th January What small DFW things will you do today???!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Monring my lovely friends yay another day and its Thursday (which is a shorter day for me) so we're a hop skip & a jump from Friday :j I'm still up for it today and raring to go, who's with me???!!!!!!!!!!!!!!! :T:T:T



today:

• check banking, shift funds
• check for surveys
• very quick shower and get ready
• lunch from stores, only eat fruit for snacks, drink 2 ltrs water
• make hm bread
• charge phones at work
• work extremely hard and get loads done
• NSD
• dinner from stores

ok that's all I've got have a fab day everyone I better get a move on! x

honeybear68

Today I have a lot of catching up so definately up for a challenge:

• [STRIKE]washing[/STRIKE] done
• sort stock cupboard so I know what is actually in there
• lunch and dinner from stock
• [STRIKE]MAJOR HOUSEWORK [/STRIKE]done
• Bath dog:D
  
• [STRIKE]check accounts [/STRIKE]done
• sort desk
• NSD

well I too have loads to do so off to get done:D

pixiechick99

Morning.
Ok, well I'm not doing anything to deal with debt today as I am debt free....but I'll be doing mse things to keep myself that way:T
:T (When did the title change???!!:D)
So, off to work, here's my list:

• check banking - move TCs to spends account/grocery account
• check onepoll - its a long haul to £40;)
• packed lunch for dd2, lunch from home for me
• meal from plan tonight - jacket pots and chicken
• heating off during the day
• think about meal plan for next week
• NSD
• switch things off when not using

That's about my lot - have a fab day everyone:beer:

ixia

Morning everyone

Today I have:
Got washing on
Made all lunches for school and work
Checked e-bay all my items have bids now pleases at that as i don't really e-bay very often so the extra money will help this month.

Still to do:
check banking- payday tomorrow so I will juggle today to try and make a small payment to challenge
dinner from stores
tidy house after work
meal plan for next week

have a good day everyone.

catmiaow

Morning,

My list

Exercise
Vacuum downstairs at lunch time
Do nans shopping and drop it off
Post comp form
Email people back
Do some comps
Check bank
Work all day
Do some module work
Dinner from stores

Hope everyone has a good day!

La_escocesa

Well hello there my lovelies :wave:

• Finished reading How to Live on 24 hours a Day - really helped me get up this morning too - reclaiming more time http://en.wikipedia.org/wiki/How_to_Live_on_24_Hours_a_Day
• Brekkie at home
• Packed lunch
• Walk to and from work without going into any shops!! I can do this!!:A
• Yoga tonight - already paid so feels free - take water bottle; walk there
• NSD???
• List 2 things on e bay
• Pennies are destined for the jar!

If I manage that I'll be v pleased with my young self.

Take care everyone :beer:

nowpanicking

Morning folks and thanks to Determined for starting us off!!

Still no internet at home but have managed to get into work early as DS is ill so won't be going to nursery, OH doesn't need car now so I've driven myself into work for a change

My list for today: -

• morning cup of tea at work
• breakfast, lunch and snacks to work
• check on-line banking
• saved on petrol as no double journey required (12 miles from my house to work, so 24 miles less today!!)
• stay at work over lunch time so I don't spend any money so should be an NSD today
• tea from stores
• prepare tomorrow's tea tonight so can be made quickly (as we do our weekly shop on a Friday after work)
• HM bread in BM tonight
• quick tidy of house tonight

That's it for me today, have a great day everyone x

stitching_witch

Good morning everyone; thanks DNMS for starting the thread. I missed you all yesterday as DD doesn't have a laptop at the moment.

My 'Grandma Day' turned into a 'Double Grandma Day' yesterday. After looking after DGD from 7.15 to 6.45 I drove from there to DGS's house and looked after him and his baby brother until 10.00pm (I did get paid a tenner for it even though I tried to refuse) It's almost a full time job being a Grandma!

Anyhow, list for today so far:

• checked banking
• checked for surveys
• made lunch to take to work
• fed and watered chickens and asked for at least two eggs

I will also:

• charge mobile at work ready for the weekend
• go to market at lunch time to get some fruit and veg treats for the chickens (often get freebie scraps)
• avoid the bakery by walking a different route - ignore Jo everyone, I'm not really a bad influence
• meals from stores
• have an NSD, or if I have to pay for chicken treats, an LSD

I won't be posting tomorrow as it's FiL's funeral (at long last!) and we're leaving at 7am and staying overnight. I'll catch up with you all on Saturday evening, depending on what time the forums are back up.

Have a great DFW Friday everyone, stitchy x

OrangeFairy

Morning all.

We are up and ready. OH went to the gym at 7am so we all got up when he was getting ready. Trouble is i can't go on the wii fit now as the kids are watching the telly! Perhaps ill jog up and down the stairs instead!

Today

Work - my normal day off but need to make up hours
Breakfast
Lunch from stores - bagel with quorn smoked ham
Stay veggie and sweet free!
Update my diary
Check banking
NSD - only 60p car parking for swimming which is budgetted for
Work out if i have got OH enough to open for his birthday
Dinner from stores - quorn pieces with pasta sauce
homeworks with the kids
OH to shower at gym
Kids to shower at swimming
charge phone at work - forgot last night
Tidy desk
housework - sort paperwork pile!

Have a great day everyone x

Candy0107

Morning All

Hi to all new posters. Hugs to those that need them.

Determined, thanks for starting the thread – I’M IN! (and trying to cover up tiredness with over-energenticness)
Stitchy – hope tomorrow goes OK

Today I have/will
• Checked online banking – only change is debit card transaction for my railpass
• Hoping for a LSD – need to buy breakfast and parcel tape (the directors are in so can not ‘borrow’ tape
• WW Weigh in after work
• Check emails
• Lunch and dinner from storecupboard, cheap breakfast at work
• Used my rail pass to get to work
• Work really hard at work as there is loads to do
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight after going to WW
• Need to go to the Post Office at lunchtime – sold my unwanted contract phone on ebay for £77!
• Tick ‘sell something on ebay’ off my 101 list
• Need to put change in VSP, £2’s in terramundi and loose coins in coke bottle

Have a great day everyone
Candy xxx

josiebabie

Determined what's with the change of title? And I am definately up for it!!! LOL

Today I have/will:-
- [STRIKE]Check banking[/STRIKE]
- [STRIKE]Tumble run over night on timer last night[/STRIKE]
- [STRIKE]Try to wake up so I can get some work done!!!![/STRIKE]
- [STRIKE]Chicken out of freezer for tea[/STRIKE], although it's just going to be me I have realised so that will be a waste! Will cook it off and freeze it as a curry I think
- DB3 away for a couple of nights, turn his playstation and TV off at the wall!!!
- [STRIKE]HW off all day[/STRIKE]
- Wii fit tonight (1 hour)
- [STRIKE]Snacks from home[/STRIKE]

Jx
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