Need Benefit Advice and Limited Company Advice

JohnB123_2

Basically need advice on the following.

I had a car accident just over a year ago and badly damaged my back, I have been claiming Incapacity benefit, but dont get any more because I apparently have not paid enough contributions, so I get £60 Income support added to my wifes claim. She also is on Incapacity Benefit due to bad legs. We get housing benefit, she gets IB and we get IS as top up.

I really want to get back to work and start my own business but living in fear of losing benefits and not getting enough money from business to replace lost benefits.

Also I have bad credit so getting a business bank account is a no no. Is it possible for my wife to become a director of a new limited company and then applying for bank account, and once setup, selling shares to me. Would she loose any benefits as she would not be taking any wage.

I just need advice on how to get out of the horrible benefits as I hate being on it.

Hopefully someone can please help. if you need more information please let me know and I will try and provide what I can.

Thanks

John