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A plan so cunning you could brush your teeth with it :)

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  • beanielou
    beanielou Posts: 95,503 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Next one is a week on Monday & then the Wednesday.
    Thank you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    savingwannabe wrote: »
    Yep i agree. I told the Pastor. Went down like a lead balloon.

    Haven't been back since. Somethings are just wrong and we can't look away.

    Is this too political? shall i delete it?

    No you shall not, because it is how you feel and it is right. Whatever happened to live and let live. I think gay people have it hard enough (pardon the pun!) particularly kids who are just trying to work out who they are. The last thing they need to be told is that they are dirty and wrong.

    It reminds me of a friends mum who had to go back to be 'cleansed' after giving birth to her son. She was a nurse and was so unimpressed with that she didn't go to church for about 20 years....and she was one of the 10% of your income brigade so it was a really bad idea to p**s her off.

    B

    p.s. What happened to the raining frogs - I was quite looking forward to that (and we students need cheap meals y'know!). Sorry, better go to bed, my sick joke gene is obviously coming out.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • NorthernLas
    NorthernLas Posts: 1,271 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SWB - What Butti said! (and can you look after yourself and get your sugar balanced girl, I worry about all this talk of unbalancement! Sometimes, I think a person needs to take themselves by the hand and do what is physically good for them ... ok, lecture over and relax ;))

    Bob - Send me a link too - hope you have a 'guide' across t'bay and it will be sunny as I am off to Edinburgh to run a wee workshop :)
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Thank you ladies :)
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    Butti what are you studying?

    Do you guys think interest rates will go up next month? I am supposed to be marking. I will not look at 'puter for 30 mins.
    Aiming for a minimal spend 2022
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    NorthernLas wrote: »
    SWB - What Butti said! (and can you look after yourself and get your sugar balanced girl, I worry about all this talk of unbalancement! Sometimes, I think a person needs to take themselves by the hand and do what is physically good for them ... ok, lecture over and relax ;))

    Bob - Send me a link too - hope you have a 'guide' across t'bay and it will be sunny as I am off to Edinburgh to run a wee workshop :)

    Yes, we do have a guide. He is going to retire soon and someone else will be taking the walks/paddles/swims:eek:

    Good luck with your work shop.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Not sure about interest rates- they really need to put petrol prices down- especially as the oil price is now lower. The government are greedy like Prince John, constantly robbing and taxing ( i am not sure of the difference at times)
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    SW,
    They will try to delay putting up interest rates for as long as possible. May happen October / November time, maybe later. Don't know whether you want to hear this. Housing prices are still too high and should have corrected more when the crash happened. They haven't because we've flat-lined the interest rates. So in my view (and a few economists!) as soon as they start putting them up, house prices will dip again as another round of repossessions take place.

    So, end of the year I think.

    B

    p.s. I'm studying housing policy and management!
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    Yay, you agree with me. I thought it would be later rather than sooner too. But Daily Moyle (yes I know it's pants but i have been reading it as it is free) disagreed and hinted it would be next month. Scaremongering I suppose.

    Butti you are lovely. Bobster you know fab people. Take a bow ladies. Yay.
    Aiming for a minimal spend 2022
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    I read it is well SW- i love the comments on the articles sometimes, really makes me laugh. :)
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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