CC query - v old cards and banks cc

glittermonster

I did a credit report last summer and noticed2 old cards (barclaycard and coop) I've not used for 5+ years with 0 balance on there.

I've written to them both and asked they were closed and had no reply.

Do I do another £2 report (will this affect my credit score?)

or call them and see what's happening.

I'm hoping in March to apply for a new 0% cc for a Bt and think as I bank with barclays barclaycard might be a good option - does it help to apply to your banks cc?

Tia.

thenudeone

A £2 credit report will not affect your rating in any way.
Write to them again, this time by recorded delivery. After a few days print off the online proof that the letter was delivered.
If you get no reply with 8 weeks then make a complaint to the Financial Ombudsman enclosing a COPY of the letter, proof of posting, and proof of delivery.

RBS Natwest has just been fined for failing to deal with customer complaints, so you are not alone.
We do not have to sit idly by whilst the banks ignore our complaints!