Wednesday 12th January What small DFW things will you do to deal with debt today

OrangeFairy

Afternooooooooooooooon everyone!!

OMG i am stiff this morning! An hour and 20 mins of badminton followed but a half hour swim straight after!!! I am not used to exerciing at the mo and i am in pain!!!! So much so i took ibruprofen this morning :eek:

QUESTION - would you feel guilty? You go through our leisure centre doors to go to the badminton courts - they let you in and you go upstairs! Now there is no procedure for checking if people have paid to swim. You have a reciept on arrival but once you are in the pool they won't ask you to get out to check and the people wouldnt really be bothered to. So on persuation from my bestfriend i went for a swim without paying. Finished badminton and jumped in the pool for half an hour. now i feel ridiculously guilty! I kind of raced out incase the receptionist wondered why we had been in so long!

Is it being MSE to save the £3 or should i feel like i have committed a crime?

Today

DD2 at her 'boyfriend's house for tea (they are 5!!) so no dinner for her
Dinner from stores
Check banking
Log spending
Showers for the kids - not bath
Wii fit for half hour - if my body loosens up a bit!
Work productively - agreed to work tomorrow so i can cover the phones and orders while everyone is out - ill pay back hours i owe!
My mum is giving up writing the cash book from home for my ork - means i can do it. Only 3 hours a month but catches up on days i finish early
Watch silent witness - was dying to atch it last night but couldnt
Homework with the kids
Make lunchs for tomrrow

Thats me!!!

Day 3 as a vegetarian with no sweets!! :j:j:j

La_escocesa

Hello there money savers :wave:

Thanks Moneypenny for starting us off :T

Me:

• NSD
• Adding things to wish list - someone else can buy me for pressy or I'll decide I don't really need it, whichever comes first
• Clearing out
• Anything to sell?
• Knitting with wool I have in my stash, not buying new
• Reading a free book
• Meals from stores- mushroom pearl barley risotto and something with leftover roast chicken

xxx

butler1882

Afternoon all, just on lunch

today i have

taken lunch to work
checked surveys
had breaky at work
brought no money and no card so i cant flutter
need to go college after work (like i can be arsed)
may have a couple of beers after left in the house seeing as i have no work till saturday.

have a good day

Rock_Cakes

Afternoon Everyone

So Far: Homemade lunch and tea made in the office.:T

To do:
check balance
dinner tonight all from the freezer and storecupboard: Thai Green Curry, yummy
Need to make soup for the rest of the weeks lunches
Might finally get around to being ruthless with my book collection and putting some on Amazon Marketplace:eek:
Check surveys

Danni-R

Dont feel guilty LittleKel, if you do put some money into a charity box somewhere.

Today I will be having a NSD as I forgot my lunch money. Good thing I packed some cake as a snack and can get free tea and hot chocolate. That'll tide me over til I get home! Not wasting away any time soon!

I'll also be cooking from the freezer tonight. Morrisons had their WW ready meals reduced to 71p....

Good luck and hope everyone has a happy day!

got-it-spend-it

Hello :j. I read the thread this morning but didn't have time to post. There are some very motivational lists on here so I hope I can keep up with you all!

Moneypenny- I am in awe of your 3 stone weightloss.

Littlekel- I wouldn't feel guilty but I wouldn't do it every time (not saying that you would)!

I have-
-Checked Onepoll (I only need £1.10 now to get my redeem)
-Done Swagbucks daily clicks plus some searches
-Checked eBay items- 2 with bids plus quite a few watchers on others
-Return jumper to shop and exchange for a baby present I needed to buy (didn't manage to do that yesterday)
-Enter Costa website comp on mine and DH's Costa cards- got 35p each added to card for entering

I will-
-Sort through Luncheon vouchers and remember to take some tomorrow to buy treats for the baby shower I am going to
-Sort more items for eBay and list at least 5 more
-Meals mostly from store cupboard although I did buy a few bits of veggies to go with it
-Continue with the diet

I can't think of anything else but I will come back and update if I do!

ixia

just thought I'd update i have done everything on my list from earlier.

Since I came home from work I have:
Made dinner from stores
blueberry muffins in the oven
Quick pop into my sisters
Paid £5 towards debt in 100 day challenge.

I have to go to a meeting at dd2's school about a school trip won't be very moneysaving as it's £86 for 2 nights however I don't want her to miss out.

have a good night everyone.

moneypenny2k

moneypenny2k wrote: »

Darn didn't read DNMS pm before I posted this, forgot the smile icon sorry guys.

I'm shattered today as I went salsa last night, plus my grandson called me and said Nanny I miss you, can you come and see me. So off I went, meant I was out for 14 hours yesterday, night in for me tonight.

Today I will

Charge phone at work done
Free tea at work done
Take lunch and breaktime snack all home made done
have a nsd done
check bank done but they've not answered my email about the late transaction. They're normally much quicker than that.
check surveys done another quid
cook Spanish chicken with chorizo for dinner all from store cupboard done
not spend the £180 my daughter repaid me yesterday that needs to go in the bank done


Not going to set myself any major tasks today. I'm tired and need to give myself some down time otherwise I'll get snappy and start eating too much. As I want to lose the next 2 stone (almost 3 gone already) I don't want to do that. So night in front of the telly knitting for me like a proper granny :rotfl::rotfl:

Candy0107 wrote: »

Morning All

Hi to all new posters. Hugs to those that need them. Hope everyone feels better soon ((((hugs))))

Congrats on those who are losing weight, getting fit and not smoking

Moneypnny, thanks for starting the thread – well done on the weight loss…..as you can see from my sig I have a ton to lose, but taking baby steps.

Every journey starts with a single step Candy. You've taken the first one, all you've got to keep doing is taking small steps forward. Just like becoming debt free.


For those of you scared of giving up caffeine, it's all about cutting down as well. We all deserve some vices lol

determined_new_ms

littlekel wrote: »

Afternooooooooooooooon everyone!!

QUESTION - would you feel guilty? You go through our leisure centre doors to go to the badminton courts - they let you in and you go upstairs! Now there is no procedure for checking if people have paid to swim. You have a reciept on arrival but once you are in the pool they won't ask you to get out to check and the people wouldnt really be bothered to. So on persuation from my bestfriend i went for a swim without paying. Finished badminton and jumped in the pool for half an hour. now i feel ridiculously guilty! I kind of raced out incase the receptionist wondered why we had been in so long!

Is it being MSE to save the £3 or should i feel like i have committed a crime?

pop the trunk babe, nothing to feel guilty about, they're totally over charging you for the badmington anyway and its not like they have put the pool on for just you your not increasing any costs - I guess its no more stealing that charging ur phone at work;)

WelshWoofer

Evening all - late posting today but I have made it!

Not much to report, just work and the usual mundane everyday stuff.....

• Took packed lunch
• Only spent £2.50 on prizes for my year 7s
• Walked dog x3
• Storecupboard tea
• Checked bank
• Got chucked out of a survey
• Have finished all school planning for next week (30 lessons) so I can have a weekend off at last (apart from some marking)
• Staying in and catching up on recorded telly

That's it for today - more telly with feet up then bed - night!