Wednesday 12th January What small DFW things will you do to deal with debt today

Nottoobadyet

Heya all!

Good to see this place hopping! Stitchy, I love the sound of your night in and Im decades away from granny-ness! My colleague has just announced that hes going to be a daddy, so I need to get my stitching back out.

Today:

• walking to work for free exercise and saving on bus fare
• packed lunch of vege chili and blugur wheat
• free night out at a piano and violin concert at the venesuelan embassy! I've been scoring on the free entertainment this week - we watched the men to stare at goats on iplayer last night
• working really hard as Im a bit behind at the office, and chasing people on getting my transfer to the field sorted
• check banking and update spends budget

Pernicious

Morning all,

Moneypenny - Great job starting the thread :T I will read your challenge later but like Miss Piggy, the idea of giving up caffiene terrifies me :rotfl:
DNMS - Sorry to read about your car yesterday, I know it sucks to use almost everything you saved to repair it but it could be worse, you could be taking out more credit to pay for it.

Is anyone else actually a little bit worried about the forums being down on Saturday? This sounds so sad but to be honest, I think I am starting to rely on this thread to keep me on the straight & narrow! It's a perfect reminder of what I need to do still, & that I should be always conscious of what I'm spending, not too sure how Saturday will go if I don't have that...I will have to avoid all shops & keep busy somehow :rotfl:

Today I have/will:-

• Finish up organising the accounts paperwork
• Find more items to ebay
• [STRIKE]Check ebay[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• Finish tidying study
• Finish tidying bedroom
• Spend at least 10mins going over my tkd terminology
• [STRIKE]Lunch, brekkie & healthy snacks from home[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Buy xmas cards using OH's money in the half price sale in CF I saw yesterday, fairly cheap shop anyway so should save a few £'s[/STRIKE]
• [STRIKE]Log calories on foodfocus[/STRIKE]
• [STRIKE]Read Martin's email[/STRIKE]
• Fold up & put away clean washing so it doesn't get dirty again
• Read wedding tips thread
• [STRIKE]Make use of free coffee/water at work[/STRIKE]
• Call E.on to ask for a final bill so I can pay & then cancel DD
• [STRIKE]Google some hen night ideas for my best friend[/STRIKE]
• [STRIKE]Unsubcribe my email address from a company I bought shoes from last month - don't need the temptation at the moment with their "offers"![/STRIKE]
• Try to get an earlyish night again, seems to be helping me get up a bit earlier to get to work on time
• [STRIKE]Try really hard at TKD later[/STRIKE]

Have a great, moneysaving day everyone x

Miss_Piggy_2

josiebabie wrote: »

Miss P, it is her Grandma day today but she won't be online as my laptop is dead... so here is her list...lol

- Eat DD's food
- Use DD's electric
- Have some fun it DGD!!!

LOL

And in return I save a days nursery fees

:rotfl::rotfl::T
You'll be in trouble when she reads this!:rotfl:

Yargo1

Morning all. Going to try for a no spend day today.. been really bad lately so Have made my own lunch to bring into work and will go out on non shopping lunchbreak!!

Charge mobile at work and also check online banking.

Have a good day all x

sazzledazzle

Morning Peeps,

Was telling my OH last night about how well I was doing with my NSD and his response was well you shouldnt be spending anything all week anyway. Tried to explain to him that the bread in the middle of the week doesnt fly here itself and that when you go into MR T etc it can be quite tempting to buy extra food extra. Honestly men - wouldnt mind but he used to not think anything of spending £3 a day on lunch cos he was too lazy to make it with the food I had brought him.

Well today;

• I am working from 10 till 6pm so wont be going out and spending a penny so NSD for me.

• Lunch - soup and slice of bread from cupboard.

• Find my Grandad cheaper house insurance - have a deal that if I can get it for the same rate or lower if I can do it through quidco I get the money in return for sorting it for him. At 80 he hasnt got a clue how to do it.
• Put washing on a quick wash
• No heating on today till at least 4pm, so extra layer in my chilly upstairs office
• Put log burner on to hopefully save putting on the central heating.
• Dry washing in front of log burner overnight
• dinner of meatballs, the remaining half a pack in the freezer and pasta.
• Do one letter to a creditor.
• fill out my driving licence renewal form ready to take to post office tomorrow.
• Sort out the dresses I found in the ironing cupboard and get them onto ebay towards a new dress for a weddin I have in May (ie one that fits.):eek:

Hope everyone has a lovey day

PurpleFairy26

Morning All

Not been on since last week, mainly due to being away at lovey spa for the weekend with some fab friends:j Wasn't MSE in the slightest :eek: but paid in cash + a voucher deal I got, with an added bonus. So no addition to the CC:T. Also, we've dcided to go back next year and we are all going to save monthly so when we go, there won;t be anything to pay. so it'll be 'free' :rotfl:

Anyway list for today:

use pyrex jug to measure water for kettle so I do only use amount I need. Need to keep leccy down as e*n are increasing their prices:(
Small shop at mr T armed with list made from meal planner
pay nursery :eek:
chek banking
washing on, dry on airer
working form home, so hopefully get a few jobs done
wrap a couple of birthday gifts neede for the weekend (bought in sales)
Log food in WW diary

Think that's about all. have a great day everyone :j

elfen

Today:
Check banking
Make list of extra payments made to stuff - £40 so far
Swimming
Walk
Washing on
Sort out recipes into file
Sort out calender into file
Read something for uni

NAEFAGS

Morning Everyone

I have Started the day with a sore head fingers crossed it lifts

today i have done
shopping so sadly not a nsd
surveys
washing on
posted sales
petrol in the car hope it lasts til next thursday

todo
ironing
meals from stores DONE
clean bathroom
clean windows
check car for bulbs etc DONE
tax return :eek:

better go have a good day xxx

Amara

Hello!
I already!
-loaded and started dishwasher
-changed cat's tray
-done some ironing
I will:
-go to my two customers
-go to bank to pay some money
-go to buy a birthday present for my DH
-propably do some washing
-and cook a tea
See you soon!

pixiechick99

Morning people;)
DNMS - so sorry to hear about your naughty car, what a complete pain, wiping out your saved money. But, as you said, not whacked on a cc:o

I've had a lazy morning so far...got girls off to school and conked out on the sofa..oops. I took some nyt*l last night as I haven't been sleeping well at all - but this morning I felt awful....couldn't keep my eyes open:D So, will try avoid them.

Should go to college later...but for 2 hours not sure if I can be bothered...send some motivation here anyone!
Ok, here's my list:

• check banking...all ok
• check onepoll
• nip to T's for a few bits
• meal from plan tonight - something sausagey:rotfl:
• heating about to go off again, am boiling
• hoover lounge
• tidy girls room - messy b*ggers:D

Oh and forgot to say - booked the holiday last night, a week AI in Majorca in August:beer::beer: