Online Banking Fraud

anxious_mum

Its not that hard to hack into your neighbour's wifi if you know how to do it, and the only 'benefit' of doing this would be to use their internet access (if you were so inclined to think of this as a benefit) but I agree with m_rizz, a trojan or virus has to be downloaded.

Incyder

I dont know.
He once made my dvd drive open and close 10 times in a row when he was 50 miles away.
He then texted me to say he had just done it.
I guess he could plant anything anytime. Once someone gets your i.p address, you are at their mercy if they are an expert.

rb10

Incyder wrote: »

The hackers and scammers are getting cleverer but they can't get me now.

Oh yes they can.

You have a debit card - so it's possible for fraudulent debit card transactions to occur.

Or cheque fraud - there's a fair bit of that about too.

olly300

m_rizz wrote: »

The account in question has effectively been barred so no money can leave it but the damage has been done.

Unfortunetely I trusted the usual secured, verifed and 'green' website (Firefox browser) and have various security software, anti-virus and firewalls in place. Just to let others out there know not to trust browser 'protection' and if there is anything remotely different when logging in be warned. I was conned into it as I thought I needed to give extra information as I had had to reset my account as I had entered the information wrong too many times.

Most banks will lock you out of your account if you give your password or other verified information wrong 3 times.

So you have obviously downloaded something by visiting a dodgy website (which is more likely if you don't have a pop-up blocker) or clicked on a link in an email.

It does happen and the fact that you had more than one anti-virus product on your computer actually could cause problems.

m_rizz wrote: »

Is (encrypted) wireless internet more susceptible?

If you were a thief it would be more productive and rewarding to create a trojan you could place on computers worldwide to steal financial information then hacking into one wireless network.

olly300

Incyder wrote: »

I dont know.
He once made my dvd drive open and close 10 times in a row when he was 50 miles away.
He then texted me to say he had just done it.
I guess he could plant anything anytime. Once someone gets your i.p address, you are at their mercy if they are an expert.

In the UK the vast majority of people don't have static IP addresses.

This means if you turn your modem/router off then the IP address gets reset. (Sometimes you will get reassigned the same one.)

So while it's possible to login remotely into someone's computer it is unlikely to happen for the majority of people, unless they are running Windows and have set their settings to allow people remote access or have installed software explicitly for the purpose.