CAN CSA deduct money from wages

Crazychik

pink_princess wrote: »

But if he repays in full,then he can set up a standing order to pay them on the date he chooses.That way he ll save admin fees etc.Like all goverment departments things are never perfect.

Thankyou, he says he's also tried the SO thing too, but not got anywhere. They keep promsing to send out the forms etc, but never do, hence why he had to phone every month. He will just after to persevere and put it down to bad experience and not to be repeated.

Thanks everyone also for your input & comments.

Crazychik

Oldernotwiser wrote: »

The reality is that his children will have had to go without things over Christmas just so that he can put two fingers up at the CSA.

If he has the money and he owes it he should pay it.

Believe me....his child never goes without! He's taken care off in great detail by us both.

kingfisherblue

My ex ran up arrears (more than £600 and over a longer period of time). There is now a Deduction of Earnings Order (DEO). This meant that the CSA took 40% of his pay until the arrears were cleared last month. As I am on benefits, caring for our disabled son, he also owes the Secretary of State. His payments will now continue at 40%, with 20% coming to me for our two younger children and 20% to the SoS until the arrears are paid. Some of the arrears were for our daughter, who is now 19. Even though he no longer pays for her, he had to pay the arrears that occured before she stopped being a qualifying child.

So the short answer to your question is Yes, the CSA can take 40% of your OH's wages until all arrears are paid. I believe that they can also take some tax credits as well, but only if they are made aware of them.

AnxiousMum

Crazychik wrote: »

Thankyou, he says he's also tried the SO thing too, but not got anywhere. They keep promsing to send out the forms etc, but never do, hence why he had to phone every month. He will just after to persevere and put it down to bad experience and not to be repeated.

Thanks everyone also for your input & comments.

I don't get it - a standing order can be set up by him, either at his bank, or through online banking. I have them set up for various payments each month, including my rent. I'm in control of it, I can change it just by logging in and making the change to a date etc. if I need to. With the direct debit, the CSA are in control of it.

By saying '!!!!!!!!' to the CSA, he has in fact, said '!!!!!!!!' to his kid.

Yes, the CSA can take up to 40% of your wages via an attachment of earnings, and yes, the employer can also apply an admin fee for the extra paperwork etc. involved in administering it.

Glad he has the money set aside, and he might find that he saves himself a huge headache with an attachment of earnings being put in place, by paying the overdue amount and then setting up a standing order, or renegotiating the date the direct debit comes out.

If you have incurred charges due to payments coming out early, then maybe you should enforce your direct debit guarantee.

Nitha

Can you not just do a private arrangement? The CSA are terrible. Whilst I don't condone not paying child support, I don't think the CSA should be used unless absolutely essential. They not only make numerous mistakes (a friend of ours had two children with different mothers - the CSA paid both payments to one mother and then forced him to pay the other child's arrears via wage deduction), they also give false information out (such as telling parent with care that parent without care isn't paying, despite the fact they are). My OH and his ex luckily had a good friendship as they ended up having to ring the CSA together to tell them that he was paying yet she wasn't receiving the payments. It was at that point they went private and have done so for over 3 years without problems.

Loopy_Girl

AnxiousMum wrote: »

If you have incurred charges due to payments coming out early, then maybe you should enforce your direct debit guarantee.

Exactly what I was going to say.

Unsure why he didn't pursue this the first time it happened.

Of course it's all moot points now.

OP - get your partner to pay the arrears with the money set aside and then email them, via their website, requesting a SO form.
Emails sent via the website seem to get a very quick response but not only that, you have a copy of the email being sent (so no request 'not been received').

As there have been arrears, they may refuse the request for a SO and insist on a direct debit. My suggestion would be that your partner makes the date several days after his pay date so there are always funds. I would also say as well that if he misses either a S/O or a D/D payment again, they could well action a permanent DEO and once this has been actioned, there is no way of getting it removed. (to be honest, some of the Dads choose to have a DEO...money comes out the pay, they don't have to worry about sending payment/dd etc - job done. Maybe he could give this option consideration as to not be in this situ again)

A small point also. You may give the child everything he needs but his Mum has been left without her child support for 3 months. Unless you have been paying her mortgage and utilities and food bill et al (all of which her son needs and your Partner's contribution help towards) then she would have been finding it hard. £200 a month is a huge amount of money to suddenly not have - particularly over Christmas.

Crazychik

Nitha wrote: »

Can you not just do a private arrangement? The CSA are terrible. Whilst I don't condone not paying child support, I don't think the CSA should be used unless absolutely essential.

been there & done that, he used to pay her cash in hand, then after a falling out said she didn't wanted nothing from him, so instead of paying her, he placed the money in a trust fund for his child. Then out the blue, she stops work, claims benefits and then the CSA are involved.

Oldernotwiser

Crazychik wrote: »

Believe me....his child never goes without! He's taken care off in great detail by us both.

Lavishing gifts on him doesn't stop the hole in the family income which the PWC will have to have coped with for three months.

Crazychik

Loopy_Girl wrote: »

Exactly what I was going to say.

Unsure why he didn't pursue this the first time it happened.

OP - get your partner to pay the arrears with the money set aside and then email them, via their website, requesting a SO form.
Emails sent via the website seem to get a very quick response but not only that, you have a copy of the email being sent (so no request 'not been received').


A small point also. You may give the child everything he needs but his Mum has been left without her child support for 3 months. Unless you have been paying her mortgage and utilities and food bill et al (all of which her son needs and your Partner's contribution help towards) then she would have been finding it hard. £200 a month is a huge amount of money to suddenly not have - particularly over Christmas.

Thanks for the advice, he tried for those 3 months periods to claim his bank charges back, and nothing appeared. Banging head against a brick wall.

Believe me, his child does not go without. I dont want to go into why's and what for's or give explanations, cos that is going off the original topic, she earns more money than we do working full & part time. And by stating my evidence, will be opening up a whole can of worms, which here is not the place to do! So trust me and respect my choice not to give details.
Thanks

My question has been answered now, some have given sound advise for future reference.

Crazychik

Oldernotwiser wrote: »

Lavishing gifts on him doesn't stop the hole in the family income which the PWC will have to have coped with for three months.

Exucse me.....who said anything about lavishing gifts. You dont know the child, you dont know the situation, you don't know what we've done in the last 3 months. There is more to caring for a non-residential child than just buying gifts! Especially when the child is special needs. I dont hear my OH moaning when his ex needs a new TD cos her's has broken, or his child requiring new mattresses every 6 months.......need I go on