We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Parents Redunancy

celler
celler Posts: 100 Forumite
edited 11 January 2011 at 1:04AM in Benefits & tax credits
Father will be laid off in 3 months time with about 6K redunancy its voulantry as the option to stay was with a 190 round trip with no vechile allowance or working away.

He is 63 so though skilled and wanting work his chances of re- employment may be limited (he will no doubt apply for stuff).
His home is paid for and i guess he has about 40k in life savings.
Mum gets a non full pension of about £60 a week.

He says to me that due to his savings he wont be able to claim any financial help(believe hes guessing) is this true?

Though i know little about this i thought he could still at least get job seekers,a friend also mentioned pension credit but i know nothing of this.

I realise on paper they have plenty but over a 2 year period with no income theyll face retirement empty handed allmost but homeowning at least i guess.

Thanks for any help.

Comments

  • Turn2us
    Turn2us Posts: 16 Organisation Representative
    edited 14 January 2011 at 2:46PM
    Your father could claim contribution based Jobseeker's Allowance (JSA) as this is not means-tested.

    As an alternative Pension Credit could be claimed as your father is above the relevant age. Your parents will be assumed to have some income from the £40,000 savings as only £10,000 is disregarded but this does not prevent them from claiming the benefit.

    After putting the information you have provided about your parents into the Turn2us benefit calculator it shows that there is entitlement to Pension Credit and Council Tax Benefit. Pension Credit would be paid at a higher rate than Jobseeker's Allowance.

    Hope this helps.
    Verified Representative
    I'm the verified Turn2us representative. We run the Turn2us benefits calculator and help people in financial need access the money available to them – through welfare benefits, grants and other financial help. MSE has given permission for me to reply to queries about the company, so I can help solve issues. You can see my name on the verified companies & organisationst list. I'm not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • celler
    celler Posts: 100 Forumite
    Thank you very much for your help.

    Will now begin the up hill battle of trying to get him to at least try to get something.

    Dont know if hes stubbon or proud but up till know he like myself has been very fortunate and never had to claim a penny.
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Your father could claim contribution based Jobseeker's Allowance (JSA) as this is not means-tested.
    However, there is an issue in that your father will have left his job voluntarily; this usually incurs a sanction - a period of time during which you are entitled to a benefit but it is not paid. If the decision maker decides to sanction the claim this can be challenged by showing 'just cause' for leaving the job. Your father would have to show he acted reasonably in leaving the job.

    That is not correct - VR does not lead to a sanction.
    Gone ... or have I?
  • Turn2us
    Turn2us Posts: 16 Organisation Representative
    dmg24 wrote: »
    That is not correct - VR does not lead to a sanction.

    Apologies if this is incorrect, I do not work for JobcentrePlus but have been informed by a contact there that the situation with voluntary redundancy and sanctions is as follows:

    The advisor would look at whether:

    1. the redundancy under voluntary terms would have become compulsory redundancy had it not been accepted
    2. the redundancies were due to the employer moving premises and whether it would be possible to commute to the new premises
    3. the person would still have a job if they hadn't accepted the redundancy

    Apparently some advisors refer all such claims to the decision maker for 'LV' (leaving voluntarily) decisions and some use their discretion.

    This tallies with information on sanctions I have read but to be sure check with your local Jobcentre Plus office.

    Regardless, your father would be better off financially on Pension Credit if you can convince him to make a claim. It might help to explain that it is not a 'hand out' so much as his entitlement after years of paying into the system.

    Good luck
    Verified Representative
    I'm the verified Turn2us representative. We run the Turn2us benefits calculator and help people in financial need access the money available to them – through welfare benefits, grants and other financial help. MSE has given permission for me to reply to queries about the company, so I can help solve issues. You can see my name on the verified companies & organisationst list. I'm not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Apologies if this is incorrect, I do not work for JobcentrePlus but have been informed by a contact there that the situation with voluntary redundancy and sanctions is as follows:

    The advisor would look at whether:

    1. the redundancy under voluntary terms would have become compulsory redundancy had it not been accepted
    2. the redundancies were due to the employer moving premises and whether it would be possible to commute to the new premises
    3. the person would still have a job if they hadn't accepted the redundancy

    Apparently some advisors refer all such claims to the decision maker for 'LV' (leaving voluntarily) decisions and some use their discretion.

    This tallies with information on sanctions I have read but to be sure check with your local Jobcentre Plus office.

    Regardless, your father would be better off financially on Pension Credit if you can convince him to make a claim. It might help to explain that it is not a 'hand out' so much as his entitlement after years of paying into the system.

    Good luck

    I have read the blurb under your posts and it says that you are replying to quieres about turn2us yet you post as the first answer in this thread and you gave wrong informaton, information that most regular posters know, where does this fit with your position here?
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Apologies if this is incorrect, I do not work for JobcentrePlus but have been informed by a contact there that the situation with voluntary redundancy and sanctions is as follows:

    Your understanding is wrong. From the DMG:
    The DM should treat the claimant as not having left employment voluntarily where
    [FONT=Arial,Helvetica][FONT=Arial,Helvetica]1. [/FONT][/FONT]the claimant
    [FONT=Arial,Helvetica][FONT=Arial,Helvetica]1.1 [/FONT][/FONT]volunteered or agreed to be made redundant [FONT=Arial,Helvetica][FONT=Arial,Helvetica]and [/FONT][/FONT]
    [FONT=Arial,Helvetica][FONT=Arial,Helvetica]1.2 [FONT=Arial,Helvetica][FONT=Arial,Helvetica]either[/FONT][/FONT][/FONT][/FONT]
    [FONT=Arial,Helvetica][FONT=Arial,Helvetica]1.2.a [FONT=Arial,Helvetica][FONT=Arial,Helvetica]was dismissed by the employer [/FONT][/FONT]or 1.2.b [FONT=Arial,Helvetica][FONT=Arial,Helvetica]was [/FONT][/FONT]not [FONT=Arial,Helvetica][FONT=Arial,Helvetica]dismissed but left on a date agreed with the employer following an agreement on voluntary redundancy[/FONT][/FONT][/FONT][/FONT]
    [FONT=Arial,Helvetica][FONT=Arial,Helvetica]
    [/FONT][/FONT]
    Gone ... or have I?
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    sunnyone wrote: »
    I have read the blurb under your posts and it says that you are replying to quieres about turn2us yet you post as the first answer in this thread and you gave wrong informaton, information that most regular posters know, where does this fit with your position here?

    I totally agree. Working for turn2us does not necessarily mean that a poster is knowledgeable about benefits (obviously!) and it seems to me to be posting under false pretences.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.