What a nightmare!! Desperate help needed with nasty housemate!

muffinthemule1

wanted advice on the matter not abuse!

Plans_all_plans

Surely if your husband's friend wants to move and you are in the process of getting this sorted then you're best to keep him on side and have his g/f move in for a short while, until they can complete on a new place? Otherwise you run the risk of alienating him and making him stay to annoy you.

I wouldn't have thought that you and your husband can prevent his g/f from moving in cos he part owns the house too.

If I were you I'd sit it out and wait for them to move.

Jowo_2

These sound like questions you should run past the solicitor who helped draw up this agreement.

muffinthemule1

thanks for the reply

Problem we have is that we still might not be able to take on his share of the mortgage, we can afford to but on paper the mortgage company could just laugh in our face then we are stuck in this house with them two. We have agreed to take on his share of the £30k debt and told him we would rather he went then worry about the money, this in itself is a huge stress. At the end of the day we don't want the house, we told him this but he is saying tough. He is under the illusion that we can easily get £700rent for a tiny 2 bed house, but properties close by with 4 rooms and a garage fetch £600 a month. It would be totally different if we had an answer from northern rock saying yes you can take on the full mortgage, but without an answer I could turn our she is here months rather than weeks.

he seems to completely forget that I actually own a third of the house

Sorry to rant

BitterAndTwisted

I'm sure he's well-aware that you own a third of the house; he must be reminded daily that he's outnumbered two-to-one in his own home.

However, being angry and upset wont get the situation resolved. I also can't comprehend why you are both willing to write off that £30k: I'd make it a condition of his being able to walk away on NOT moving his OH in against your wishes. Quite honestly, this situation was doomed to failure from the very first moment someone dreamed this up. The board guides should turn this thread into a sticky to warn any others who might be thinking of going down this route.

muffinthemule1

very true. If a friend ever said they were thinking of buying with a friend, i'd say 'DON'T DO IT!!!' And this is friend of 20yrs, very sad! thanks for all the advice!

princeofpounds

Sell.

Seriously. If you can't afford his share and he wants out then sooner or later you will have to sell.

Doozergirl

I don't get it. Firstly, if she is moving in then their needs to be negotiation over how much she pays into the property. He can't just say, no, that isn't fair - if you pay everything else three ways at the moment then if she moves in, it need to be four ways.

I know it's not remotely convenient for you but the fact that this argument is drilling down for you for the fact that you and your H own 2/3s of the property, do you think it's genuinely fair that you can simply over-rule him on everything in his own home? That he has had to live with the two of you but you can't reciprocate that for a period of time until is financially able to leave the table.

You need to find the agreement and stick with it. You sell, you let or you buy him out. Seems like a disaster when you can just stamp your collect feet as a couple and demand that he does as you both say. Sit down and talk it out sensibly. Ask Northern Rock if permission to let is a possibility - it's quite possible they will say no and his rental plan is scuppered. Also get EAs to value it for rental.

I would play this as a negotiation of common sense rather than stamping your feet and applying pressure as majority owners. I am personally manipulative enough that I can certainly win my husband around to my way of thinking if I sit down and note all the things that make my idea the best one.

The three way deal is over now, you're going to have to accept that and get a move on sorting it out like grown ups; I suggest allow his girlfriend to move in for some time until such point that the sale or buy out takes place.

Dellers

This was doomed from the beginning. You can not stop her moving in. He owns part of the house also he is paying bills that all that matters. How long did you expect this fantasy living arrangement to last for ? what would happen if you and your boyfriend had kids ?? Silly people.

princeofpounds

And to elaborate- unless you have a very unusual agreement then it is likely any party would eventually be able to get a court order to force a sale. Majority owners don't get to just trap the capital of minority owners unless expressly permitted to, and a lawyer drawing up such an agreement is unlikely to have done something not in the interests of a particular party.

And if selling is an issue due to negative equity you will quickly see that housing is not always a ladder.

DVardysShadow

muffinthemule1 wrote: »

wanted advice on the matter not abuse!

Another "I don't like the answer" tantrum. My little bit of advice to people who are prone to that sort of tantrum is that it tends to make the person who offended you look right. FWIW. I don't see any abuse on this thread - just a robust opinion or 2.