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HSBC Visa Debit with cheque guarantee

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Comments

  • stclair
    stclair Posts: 6,855 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 January 2011 at 10:58PM
    I received my new HSBC card today and my CG facility is on the back of the card as always.

    Aww I used to have a £250.00 CG then it dropped to £100.00 on renewal. I then lost my card then lost the CG all together :eek:
    http://news.bbc.co.uk/1/hi/business/8138233.stm
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • EarthBoy
    EarthBoy Posts: 3,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 January 2011 at 2:44PM
    noh wrote: »
    Don't think they ever did. They offered a cheque guarantee only card.

    That's correct. The Leeds have never provided either a debit card, nor even an ATM card. It can only be used to guarantee cheques.

    It looks like they have withdrawn the cheque guarantee card now, because it's no longer mentioned on their website. You can still see a picture of it, but it's no longer mentioned in the description of the accounts, nor (so far as I can see) in the terms and conditions:

    http://www.leedsbuildingsociety.co.uk/savings/premiercurrent.html

    http://www.leedsbuildingsociety.co.uk/savings/albioncheque.html
  • I've just opened an HSBC current account - never banked with them before and they've sent me a Visa debit card WITH cheque guarantee. So, it's not true that they're not issuing CG cards any more, nor that they don't issue them to new customers....they do!
  • fawinds
    fawinds Posts: 372 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    icg1964 wrote: »
    I've just opened an HSBC current account - never banked with them before and they've sent me a Visa debit card WITH cheque guarantee. So, it's not true that they're not issuing CG cards any more, nor that they don't issue them to new customers....they do!

    Was it a Bank Account, or HSBC Advance?
  • pmduk
    pmduk Posts: 10,683 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    thenudeone wrote: »
    We, the consumers, will now have to pay (through higher prices) for the hundreds of pounds it will cost such traders to lease portable wireless card terminals which will be the only alternative to accepting huge amounts of cash.
    I suspect similar arguments have been used about every technological development since the introduction of the printing press.
  • coolesticeking
    coolesticeking Posts: 744 Forumite
    edited 19 January 2011 at 12:10PM
    It costs around £20 a month for a card terminal with a one time set-up fee. If they are a true business with a business bank account a lot will waive the set-up's fees such as Barclays and if they are in good keeping with the bank, can give discounts on the monthly rental.

    After a year, they can get further discounts on rental and card transaction fees - It's not as expensive as some people think.

    Even a small business would make more than £20 a month otherwise not much use trading?
    David :)
    £1 of debt is too much for me!
  • Halifax just sent me a new debit card with cheque guarantee.
This discussion has been closed.
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