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can i clear my debt with one card intrest free?

i have debt for about £3000 one with a loan from bank and one overdraft from same bank, my credit rating is vgood but the loan is charging me an extra £50 a month and i am paying roughly 120 back i have 1 year and half left what can i do to pay it all back in one card? , please ,

Comments

  • You can try for a card which allows for a 'super balance transfer' whereby money gets put into your account and then you can distribute accordingly. The fees I think are 3.5% and upwards then you have your 0% period.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    can i clear my debt with one card intrest free?
    No. You would simply be moving the debt from one place to the other. Not clearing it.

    Balance transfer fee plus early settlement costs on the loan mean that it may not be a worthwhile move. Check the costs and benefits carefully before going ahead.
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