Tightening up insurance rules.

globalds

Just read this

http://www.telegraph.co.uk/motoring/news/8248896/Innocent-motorists-at-risk-from-insurance-curb-AA-warns.html

In the next few days ministers are expected to unveil new rules which will make it illegal to keep an uninsured car – irrespective of whether it is being driven.

I'm sure more will be printed about this change soon.

From what I can see it just means people will have to be more careful , but it could catch out someone who falls ill and can't check their mail.

molerat

This has been around for ages, continuous insurance the same as continuous registration. The only problem is that it will penalise the forgetful but the usual offenders will carry on as normal.

opinions4u

They should focus on making the fines for driving without insurance much bigger than the premium that was being avoided.

Perhaps x 10.

Trebor16

As I understand it the continuous insurance will only relate to vehicles kept and used on the road. If the vehicle is sorn'ed then it does not need to be insured......................for now.

mikey72

Difference now is if it's not insured, it needs to be sorned. So you can't keep your car taxed when the insurance runs out, you will have to send the tax back.
So if you're selling, and swop insurance, or if it fails the MOT, and you don't renew the insurance while you fix it, you must now sorn it as well.

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696

So now for all those that complained about drivers not being insured, and the young driving in not insured cars on third party extensions, your complaints have been actioned.
If it's taxed, it must be insured, and soon vice versa.

goldspanners

it might be a step closer to the DVLA disappearing, this is so you will buy your insurance and road tax at the same time from the same vendor. the government will still claim the tax from the insurance company but they don't have the hassle of running the system, it will be up to the insurance companies.

might not be a bad thing to have the DVLA disappear.

PsiDOC

goldspanners wrote: »

it might be a step closer to the DVLA disappearing, this is so you will buy your insurance and road tax at the same time from the same vendor. the government will still claim the tax from the insurance company but they don't have the hassle of running the system, it will be up to the insurance companies.

might not be a bad thing to have the DVLA disappear.

So does this mean I hve to go to my insurance company to change the address on my driving licence then?

mustrum_ridcully

goldspanners wrote: »

it might be a step closer to the DVLA disappearing, this is so you will buy your insurance and road tax at the same time from the same vendor. the government will still claim the tax from the insurance company but they don't have the hassle of running the system, it will be up to the insurance companies.

might not be a bad thing to have the DVLA disappear.

Why would this make the DVLA disappear?

Most people don't buy their tax disc direct from the DVLA they go to the post office (plenty buy online but I very much doubt it's the majority). So instead of getting a disc at the post office it would arrive with the insurance certificate.

The DVLA would still be responsible for administering driving licences and vehicle registrations. It might become smaller but it would still exist.

forgotmyname

I think SORN for any vehicle not fully road legal should be brought in. Will stop some of the scams going.

No TAX, Insurance or MOT for that specific vehicle. Will cut down on some of the posts on here also, I was
driving a car that belonged to someone else but they did not use it or insure it. Yeah .. yeah im sure the insurance
have heard that more than once.

Anything SORN'd should not be on the road no matter who is driving, Except to an MOT prebooked and the closest
MOT station from the SORN'd address, Not 200 miles away as one person mentioned recently.

Anything that does not comply should be a minimum £500 recovery. But they also need to pull the insurance companies
upto speed, If a car is legally insured they should be fined for not keeping the MID database upto date. Any disputes
should be paid for by the insurance not for them to pass the blame onwards.

That should cut down on cars being towed in error.

mikey72

forgotmyname wrote: »

I think SORN for any vehicle not fully road legal should be brought in. Will stop some of the scams going.

No TAX, Insurance or MOT for that specific vehicle. Will cut down on some of the posts on here also, I was
driving a car that belonged to someone else but they did not use it or insure it. Yeah .. yeah im sure the insurance
have heard that more than once.

Anything SORN'd should not be on the road no matter who is driving, Except to an MOT prebooked and the closest
MOT station from the SORN'd address, Not 200 miles away as one person mentioned recently.

Anything that does not comply should be a minimum £500 recovery. But they also need to pull the insurance companies
upto speed, If a car is legally insured they should be fined for not keeping the MID database upto date. Any disputes
should be paid for by the insurance not for them to pass the blame onwards.

That should cut down on cars being towed in error.

That's not quite the new regulations.
The new version states the car must be sorned if the insurance runs out.
So if you're working away, and garage your car, if you don't renew your insurance, you have to send the tax back.
If it fails the MOT, and you want to work on it, you either renew the insurance, or send the tax back.
If you have a few cars you use, and used to swop the insurance from one to another, you have to send the tax back, or keep them all insured now.

peter_the_piper

goldspanners wrote: »

it might be a step closer to the DVLA disappearing, this is so you will buy your insurance and road tax at the same time from the same vendor. the government will still claim the tax from the insurance company but they don't have the hassle of running the system, it will be up to the insurance companies.

might not be a bad thing to have the DVLA disappear.

Then where would the ppc's be able to get RK details from?He He.