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help with insurance for a 18 yr old
Comments
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common guys a ford ka or corsa is the lowest priced insurance cars for new drivers i checked .. but any new driver will know prices daft
I understand there higher risk but how can young ones gain experiance if they cant afford it
Deb0 -
common guys a ford ka or corsa is the lowest priced insurance cars for new drivers i checked .. but any new driver will know prices daft
I understand there higher risk but how can young ones gain experiance if they cant afford it
Deb0 -
Dont worry soon we will all be paying £2000 a year for small hatchbacks. Family sized car will require you to have
3 jobs or an MP's expense claim form.Censorship Reigns Supreme in Troll City...0 -
I assume you've tried the various price comparison sites. Admiral, Endsleigh as well perhaps, along with Aviva who used to have a 10 month premium that accelerates NCD.
Consider Excess, third party, naming two parents on the policy etc.
I would also suggest to anybody else reading this thread (and over 150 hits are reported at the time of me tpying this) to plan ahead in their finances - find out the costs of things before you are committed to them, not afterwards.
Good luck!0 -
One of the options that we did is to put a parent as a named driver on the childs policy- this brought the premium down, and its worth checking which parent is better (one year it was mum, but the next year it was dad)
we have also used admiral multi car as well in the first year0 -
Insurance for young drivers once they pass their tests is very high - I am surprised that your daughter's friends didn't tell her this.
Best suggestion is for you to go and see a broker (not Swintons who get some bad reviews) and see if they can help as they will have access to markets that do not advertise on comparison sites.
Other suggestions are Co-op, Aviva, NFU who apparently are all amongst companies that will insure young drivers.
From your comment on postcodes, it would appear that you live in quite a high risk area and insurers may charge high rates because that is where a lot of their claims are coming from. If it is any comfort, your daughter should be grateful she is not a male as they have to pay even more.
Other tips: add an older relative with a clean driving licence, try your own insurers to see if they can do anything. Do not try fronting the policy for her (putting in your name and pretending she will only be an occasional driver) as in the event of a claim, insurers will pursue you for the premium (if they pay) or may cancel the policy leaving you with a cancelled policy to declare for all sorts of insurance cover, rather than just motor.0
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