We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Swiftcall change in T&C?

Have had a Swiftcall prepaid account for some years, rarely used but occasionally useful when using payphones, calling abroad from home, or wanting to call eg a UK mobile from someone's house without them having to pay for the call.

Today I received a letter from them saying that their call costs have fallen.

What bothered me was the T&C they sent as well, which state "any credit on the customer's account which remains unused within 182 days from the date such credit is made to the account shall expire and will not be refundable".

As I understand the T&C used to be that you simply had to use the account at least once per 6 months to remain active.

Do you think am I correct to interpret the new T&C as having changed? Any other thoughts on Swiftcall, are they being reasonable?

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.