We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Homebase Store Card

I tried to haggle a bed cheaper and the manager didnt budge.

She said my only option would be to take out a store card to save 10%, and that I could simply pay the bed off in full the very next month then cancel the card.

Is this true? Ive always been very wary of store cards!

Comments

  • Consumerist
    Consumerist Posts: 6,311 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 January 2011 at 7:05PM
    It's true. You can do that. :)

    Edit
    Can't find any reference to a 10% discount when using the card, however. :(
    It looks as though they currently offer vouchers. You can get more details from the Homebase website.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    If you've got the money to pay it off and you have a good enough credit rating to get the card, then it's pretty much a win win situation.

    The only slight downsides.

    1/ You will have opened a credit account, which means if you want to get other credit in the short term it might affect it, if you have too many searches in a short space of time for instance

    2/ If you get say a high limit like £2000, it could also mean that you have a lot of credit available to you, compared to your annual income at least again in the short term.

    I did what Homebase are suggesting, but with a Debenhams card so I could save about £25 off the order and haven't used the card since.
  • I was happily using my homebase card and decided to order some furniture.
    They girl at my local store rang through the incorrect purchse price despite me pointing this out ! :mad:
    She then couldnt order the furniture due to her mistake.
    I then ended up getting a statement for £379 credit thinking this was a mistake I asked in store and customer services and they couldnt see a problem.
    I purchased about £30 worth of goods.
    As I was still unsure of this credit I avoided spening anymore and spoke to customer services to double check.
    I was right I owed them £498 the credit was a mistake needless to say I have taken back anything I have with the homebase name on much to thier dismay. :eek:
    Im renovating my house so this a big loss on thier behalf. :(
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.