I just feel so ashamed

dinkylou

Please don't feel ashamed or upset. We're all here having done pretty much the same thing so you're not alone.

You've done the best thing which is to start to face up to things and ask for help. Things can only get better from here on.

Try reading some of the stories on here, it might help to see that others are facing the same thing. See Moozies and where she is now, just shows that its not the end of the world.

Chin up, you're at the start of your journey but there will be an end to it eventually.

thefoolonthehill

jjs please dont do anything rash. think of the loved ones you would leave behind.

At the end of the day it is only money and in life there are far more important things.

you have taken the right steps and soon you will feel so much better.

try to keep smiling, dont let the bassas grind you down

PandaPants_2

There is nothing to be ashamed of! Each and every person on this site is either in debt or has been in debt. The lovely (intelligent) people on this site can help you make a budget and give advice on the best deals to take advantage of to help you pay less or even no interest.

Its gerat that you are facing up to it and doing something about it!

JustJosad

Thanks you everyone, I know My first post was a bit of a pity party ....... Today for some silly reason I just do feel better.

I will post a full SOA, I am goinng to take time this weekend to get it all together


Thank you all so much,

angelavdavis

Glad to hear you are more positive today - the highs and lows of being a DFW I am afraid!

Do post the SOA though - lots of people out there want to help!

Best wishes

mossy

Glad that you feel a bit better today. Good luck!!

Headintheclouds_3

Pleased to hear that you're feeling a bit more positive today :j There's always someone online here to offer a hug or virtual cuppa if you feel down. Good luck with that SOA!