SOA - please help me someone

kepar

Why are you renting a 3 bed house when there is only 2 of you, can't you get somewhere smaller and cheaper. The OR will raise this point.

andyf1980

woody24 wrote: »

Thanks IRIS, yes I am making myself ill. :-(

I think BR might be the only option for me unforunately, it's not a route i ever wanted to go down because i feel like it's just a bar from developing my life like starting a family or buying a house. All my friends around me are doing it and I feel if i go BR it just means I never will

Thanks for your kind words though

I totally understand how you're feeling abou your friends.

I used to and to an extent still feel like that. I went br in October last year. With the level of debt I had I could never realistically afforded a mortgage or to have kids. At least now I'm br I've drawn a line under some of my old habits.

This way all being well Ill be debt free in October next year. Yes my chances of buying a house in the medium term are non existent but I quite like the flexibility of renting.

I'm so much happier now and I'm someone who has been in debt for the last 12 years and who has suffered mental health problems for at least that long.

As has already been said, it's not worth making yourself ill.

Hope things work out for you which ever way you decide to go.