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EGG Credit Card - ISSUES!!!!
jchowdavies
Posts: 4 Newbie
in Credit cards
Hello everyone,
I'm new to all this so apologise in advance if I mess this up etc. But I have a query and I am really stuck so I thought I'd throw it to the collective.
Story is this:
I opened an EGG credit card in 2006, in 2008 EGG claimed that they contacted me about being taken over by Citi and they closed my account. This meant that I could only PAY OFF the balance of the card and nothing else. I have now signed up to BARCLAY CARDS 17 month balance transfer credit card but they could not accept the balance transfer because the credit card I have from EGG had expired in 2008 and EGG are refusing to issue me with a new card as technically I cannot use it for anything. All I can do is keep paying the balance.
What are my options, does anyone know? Or can someone advise me on what I can do to get rid of EGG credit card and transfer the balance over to my 0% interest Barclay card... Am I doomed to forever be paying into my EGG credit account at their EXTORTIONATE rates of interest - I'm only chipping away in small amounts and it is going to take forever to clear. I am so angry and annoyed and could really do with some advice or a pointer as to where I can try to solve this dilemna.
Many thanks in advance for any useful advice you may be able to give!
J
I'm new to all this so apologise in advance if I mess this up etc. But I have a query and I am really stuck so I thought I'd throw it to the collective.
Story is this:
I opened an EGG credit card in 2006, in 2008 EGG claimed that they contacted me about being taken over by Citi and they closed my account. This meant that I could only PAY OFF the balance of the card and nothing else. I have now signed up to BARCLAY CARDS 17 month balance transfer credit card but they could not accept the balance transfer because the credit card I have from EGG had expired in 2008 and EGG are refusing to issue me with a new card as technically I cannot use it for anything. All I can do is keep paying the balance.
What are my options, does anyone know? Or can someone advise me on what I can do to get rid of EGG credit card and transfer the balance over to my 0% interest Barclay card... Am I doomed to forever be paying into my EGG credit account at their EXTORTIONATE rates of interest - I'm only chipping away in small amounts and it is going to take forever to clear. I am so angry and annoyed and could really do with some advice or a pointer as to where I can try to solve this dilemna.
Many thanks in advance for any useful advice you may be able to give!
J
0
Comments
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When you receive monthly bills from Egg do you have a sixteen digit reference / account number on it?
If so, you can do a balance transfer. DON'T tell Barclaycard that the Egg account is closed / revoked - they don't need to do this and it is of no consequence.
Good luck!
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0 -
my mint card is repayment only and they will not issue me with a new card but as IZOOLS said, you shoulkd be able to pay it off by giving the the card number from your statement. I was able to do a part transfer from my mint to a virgin 0% even though i have no card.
P xMake £10 a day Feb £ /£2800 -
as iztools says you only need the 16 digit number, login to barclaycard online and do the transfer0
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No you won't be able to do it online. I tried to do exactly the same thing but you need the expiry date of the card you are transferring from and my Egg card no longer existed either. All I did was ring Barclaycard (and explain I no longer had an Egg card) and they transferred the Egg balance over the phone on the 6.9% for life - just took a few days and no problems.0
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Hi guys, Thanks for your input. I'm afraid that Bobbydrake50 is correct on this one. The fact that my EGG credit card has not been renewed means that even though I still have the 16 digit account number I still need a valid expiry date.
Bobbydrake50 - I tried calling Barcalycard and they said they can ONLY TRANSFER the balance with a valid expiry date for the credit card - How did you get around this one? I have no current card and hence no current expiry date to give them.... ???
It's frustrating that I cannot pay off EGG and no-one seems open to hearing my story - they shut down as soon as they hear that EGG deactivated my card...
Any ideas now guys...?? All offers and input welcome - I'm desperate!!!!!!!!!!!!!!!!!:mad:0
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