Britain Can't Afford Falling House Prices

abaxas

One question for everyone?

How are we going to pay for the millions of people who are opting out of society as they cant afford it?

If people think they have no chance of improving themselves, wont they do the sensible thing and get someone else to pay for it?

chucky

Originally Posted by chucky
every generation has 'priced out' generations.
every generation has people that miss the proverbial boat - yes.
every generation has people that screw themselves up financially that prevents them being able to buy has a single person on £19K per year "screwed up financially" ?

it's up to each individual to do something about it not blame everyone else instead of themselves. If and when petrol/diesel reaches £1.50 per litre, should people not blame the oil companies/government, but do something about it ? Yeah, I''ll show 'em, I'll stop driving my car. And i'll stop buying anything that goes up in price due to fuel price increases.

DervProf wrote: »

chucky says "stop complaining and just pay up".

thanks for the additions and creative posting but it's just more sound bites and rollox from you.

if you worry so much about the oil price, there's a simple solution, STOP USING IT.

that way it will be cheaper and there will be more available for the next generation.

as for your £19k comment, that's a very poor argument - even for you.

Percy1983

chucky wrote: »

as for your £19k comment, that's a very poor argument - even for you.

I don't think it is such a poor arguement, you say that people who can't afford a home should better themselves and get a better paid job, but how many well paid jobs is there and who is going to do the less than £19k jobs.

In short if you ask many boomers what they did for work when they bought a house and apply that to a couple today doing the sames jobs and hours and many of them won't be able to afford a house.

You make out that all who can't afford is now are just lazy, my point is they aren't lazy and actualy have to do more to get less. I have accepted this fate and am just getting on with it, but I do find it insulting when my other half and I (and many like us) have worked very hard to get where we are and you get boomers saying we are all lazy when in reality we have to work a lot harder to get the same chances as they did.

IveSeenTheLight

abaxas wrote: »

If people think they have no chance of improving themselves, wont they do the sensible thing and get someone else to pay for it?

I thought you were anti BTL and the BTL wasn't the smartest thing to do

IveSeenTheLight

Percy1983 wrote: »

I don't think it is such a poor arguement, you say that people who can't afford a home should better themselves and get a better paid job, but how many well paid jobs is there and who is going to do the less than £19k jobs.

In short if you ask many boomers what they did for work when they bought a house and apply that to a couple today doing the sames jobs and hours and many of them won't be able to afford a house.

You make out that all who can't afford is now are just lazy, my point is they aren't lazy and actualy have to do more to get less. I have accepted this fate and am just getting on with it, but I do find it insulting when my other half and I (and many like us) have worked very hard to get where we are and you get boomers saying we are all lazy when in reality we have to work a lot harder to get the same chances as they did.

Sorry, but your post does come across a bit whingy.
Most of it is saying it's harder nowadays than for the boomers.

Maybe so, but I bet it's a darn lot easier than the pre-boomers

I'm not a boomer, I've still got 30+ years of work to do.
I know many friensds also who are not boomers and have got on the ladder.

If you situation does not allow you to do what you want to do, then you have to do something about it. That could be to earn more, it could be to change areas, it could be to change your expectations with the new norm or a number of other things.

The point is it's up to you to achieve what you want. Whinging is not a pro-active way to achieve anything in life.

chucky

Percy1983 wrote: »

I don't think it is such a poor arguement, you say that people who can't afford a home should better themselves and get a better paid job, but how many well paid jobs is there and who is going to do the less than £19k jobs.

In short if you ask many boomers what they did for work when they bought a house and apply that to a couple today doing the sames jobs and hours and many of them won't be able to afford a house.

You make out that all who can't afford is now are just lazy, my point is they aren't lazy and actualy have to do more to get less. I have accepted this fate and am just getting on with it, but I do find it insulting when my other half and I (and many like us) have worked very hard to get where we are and you get boomers saying we are all lazy when in reality we have to work a lot harder to get the same chances as they did.

it is because house prices have never been cheap relative to wages. they may have been more affordable but they've never been cheap, otherwise the owner occupier levels would be over 90% through out history. it never has.

his sound bite comment of £19k salary is either £7k or £12k less than the UK average salary - depending on which average you use - median or mean.

and btw i've never made out that "all who can't afford is now are just lazy". that's being creative and inventive.

ps - i'm not a boomer

Percy1983

IveSeenTheLight wrote: »

If you situation does not allow you to do what you want to do, then you have to do something about it. That could be to earn more, it could be to change areas, it could be to change your expectations with the new norm or a number of other things.

The point is it's up to you to achieve what you want. Whinging is not a pro-active way to achieve anything in life.

Sorry if it comes across as a winge, I have done all the things you suggest to which I am in a great position with real expectations.

How about if I put it simply, I find it insulting when people celerate the fact that more people are priced to feed there own selfish needs.

You could say my winging is as unnecessary as the gloating which causes it.

System

IveSeenTheLight wrote: »

it could be to change areas,

Somewhere cheaper than Oldham? I hear Helmand Province has some bargains.

Percy1983

Joeskeppi wrote: »

Somewhere cheaper than Oldham? I hear Helmand Province has some bargains.

Well I will admit am I steering towards the nicer parts of Oldham (yes they do exist)to which of course they cost more, to which there is some very cheap houses in Oldham but I would rather live in Iraq than some of them.

Anyway I am on the border of Oldham and might emigrate to Manchester.

But yes I do agree that somedo need a reality check and should move area if they can't afford it, in some ways you could say I am lucky as I don't have to move far to remain cheap.

Wheezy_2

Percy1983 wrote: »

I am on the border of Oldham and might emigrate to Manchester.

Don't know if that was intended as a joke, but it's quite funny

Good luck with the future house, Percy.