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Please help me

2

Comments

  • Tixy
    Tixy Posts: 31,455 Forumite
    edited 5 January 2011 at 5:46PM
    Hi Southernbelle

    What happened this month that has meant you are short? is it just a one off issue?
    You don't want a payday loan if it can be avoided so what other options are there - what does the £750 have to cover? anything you can postpone for a month? anything you can cut right back on for a month? any debt repayments you could ask for a 1month holiday on? even things like utilities etc can have payments delayed for a month if you do it in time.

    Do you have anythings you can sell to raise some cash? Any family member who could lend you some of the money? Are you employed and would your employer advance you some of your wages? If you have rent to pay could you ask your landlord if you can pay half this month and make up the arrears next month?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Apples2
    Apples2 Posts: 6,442 Forumite
    I'll go back to the DFW board, they aren't pompous and unhelpful

    You may get some hugs but apart from that, I can't see how you can be helped.

    I'll keep an eye out to see the simple revelation available we don't know about.
  • chesky369
    chesky369 Posts: 2,590 Forumite
    Southern Belle - you may go back to the DFW board but let's face it, you were promising to post your SOA on there in August but you still haven't done it. You really can't expect help if you continue to evade the truths of your situation.
  • ILW
    ILW Posts: 18,333 Forumite
    Could try selling the Iphone G4 bought a few months ago.
  • Dellers
    Dellers Posts: 204 Forumite
    I had a look at your previous posts and you need to take money seriously.
  • CHR15
    CHR15 Posts: 5,193 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ILW wrote: »
    Could try selling the Iphone G4 bought a few months ago.

    They go for between £400-500 on fleabay.

    I don't think southernbelle actually gives a monkeys about debt. Waste of everyones efforts trying to help her.
  • redpete
    redpete Posts: 4,741 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'll go back to the DFW board, they aren't pompous and unhelpful

    Not even the cuddly bunnies on DFW will be able to magic you a solution if you don't give more information but they will put something like "I hope you get it sorted luv" at the end of the post that doesn't give an answer. You might think that makes it more helpful, I don't.

    If you know that you will have the money available next month to pay off the payday loan then it might be a suitable answer but if there is a possibility of more 'unexpected' expense then it could be making the problem worse.

    Are you needing a loan to cover the £750 or a smaller amount to cover the car loan? What sort of car loan do you have? Have you asked for a 1-month payment holiday? Is there a good reason you can't trade the car in for a cheaper one? Are you desperate enough to sell something to cover this month's payment? Do you work? Could you do some overtime at work? Could you get an advance from your employer? Could you borrow from friends or family for a month? Do you have a credit card? Could you save on any other of this month's outgoings?
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • iolanthe07
    iolanthe07 Posts: 5,493 Forumite
    If you look at her previous posts she comes across as a bit of a flipertygibbet where money is concerned.
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • CHR15
    CHR15 Posts: 5,193 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    redpete wrote: »
    Are you desperate enough to sell something to cover this month's payment??

    As per her previous posts, she has only just bought an iPhone4 (there's up to £500 right there) but she won't sell.

    Waste of time, space and oxygen.


    Word of the day today = flipertygibbet :T
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    iolanthe07 wrote: »
    If you look at her previous posts she comes across as a bit of a flipertygibbet where money is concerned.

    Love that word :rotfl:

    Iphone 4 and payday loans go together in my mind for some reason, just me I guess.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
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