We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Please help as income less than living costs

2»

Comments

  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Perhaps you can post your SOA?
    Gone ... or have I?
  • luminated
    luminated Posts: 1,168 Forumite

    If you continue not working, then when your capital falls below £16k you can claim housing benefit (local housing allowance if you are renting privately) and council tax benefit. Your household income is too high for you to get pension credit.

    Do either of you have any disability or health problem causing serious mobility problems or care needs? If so, it would be worth thinking about claiming disability living allowance.

    Finally, If you're having difficulty managing, you might want to have a look at the old style money saving board, which is full of good advice and tips on frugal living.

    Thanks for your help.

    My money will fall below £16,000 at some point but doing all I can not to get there before my state pension kicks in.

    I have suffered with M.E. for many years but trying to get any health benefits for that has proven nearly impossible for fellow sufferers. Even those hit far worse than me.

    I will relook at the other board you suggest and thanks again for your input.
  • luminated
    luminated Posts: 1,168 Forumite
    dmg24 wrote: »
    Perhaps you can post your SOA?

    Will get it together later - thanks
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.5K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.