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Insurance for new 50 inch plasma TV....

2

Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The Whateverhappens also excludes "Image Retention" which I assume is similar to the "screen burn" you mention
  • Inactive
    Inactive Posts: 14,509 Forumite
    Of course, if the OP had purchased their TV from John Lewis or Marks and Spencer's, then the 5 year warranty is free.

    However, these also do not cover accidental damage.
  • bouncydog1
    bouncydog1 Posts: 2,696 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sorry but I do think in this case your priorities are wrong! You have spent £600 on a t.v. but have no contents insurance. If you have a fire (and I sincerely hope that you do not) and all your children's clothing, toys, beds etc. are burnt you will have to replace these yourself - surely making sure that you can replace these items should be more important that the latest t.v?

    Please get yourself some contents insurance for peace of mind if nothing else before you start fussing about damage to the t.v.
  • ankspon
    ankspon Posts: 2,371 Forumite
    Our contents insurance costs less than your 5 year warranty
  • roddydogs
    roddydogs Posts: 7,479 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Contents cover/5 year warranty............2 totally different products, why are they being compared?
  • SandC
    SandC Posts: 3,929 Forumite
    Part of the Furniture 1,000 Posts
    I'm with all the others, don't pay for extended warranties, get contents insurance in place with accidental damage cover and you will then have peace of mind for not only your kids breaking it but everything else in your home as well - people quickly find when they have a fire, or get burgled, or are affected by flood, that the contents insurance would have been worth it.

    I never get extended warranties. The liklihood of these items breaking down within 5 years is quite low anyway. Think of any electrical items you have owned over the years. How many would it have been worth paying extra for? Nothing of mine bar toasters and kettles have ever broken within that timescale.
  • ILW
    ILW Posts: 18,333 Forumite
    Cannot run to contents insurance.
    Bought a 50" plasma TV.
    Odd priorities.
  • Clive_Woody
    Clive_Woody Posts: 5,947 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    davidhwdn wrote: »
    Our contents insurance costs less than your 5 year warranty

    Your contents insurance for 5 years is cheaper than his 5 years warranty? Wow, what limit have you covered?

    :D
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • ankspon
    ankspon Posts: 2,371 Forumite
    Your contents insurance for 5 years is cheaper than his 5 years warranty? Wow, what limit have you covered?

    :D
    £70,000 with accident cover,why?
  • lisyloo
    lisyloo Posts: 30,094 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As you have probably worked ou by now, contents insurance is for flood, theft, fire etc. and also accidental damage if you pay for that option.
    It does not cover electrical/mechanical breakdown.

    A couple of tips for future reference.
    John Lewis offer 5 year warranties and I believe they will price match (possibly not internet prices), so they are generally a very good place to go.
    Also Nationwide offer 1 years extra warranty on certain products (check Ts & Cs as large TVs may be excluded - but a useful general tip).

    I generally self-insure, however for TVs because they are expensive and can have short lives, if can be worth getting a warranty.
    I can't recommend a specific one, but in this case it may be an exception to self-insurance.

    Obviosuly as others have said you shoudl strongly consider getting contents insurance.
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