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2 stupid questions re selling my house
gingerdad
Posts: 1,920 Forumite
How do you find the history of how long a property has been listed on rightmove.
2nd one we have a very favourable mortgage with a lender that's not taking new business. Is it possible to keep the mortgage we have and take out a new mortgage with a different company. Our current is 80k I/o with first active part of rbs. We would be looking for an additional 50k on repayment. House value approx 300k. Any suggestions. I will speak to our Ifa as well
Gd.
2nd one we have a very favourable mortgage with a lender that's not taking new business. Is it possible to keep the mortgage we have and take out a new mortgage with a different company. Our current is 80k I/o with first active part of rbs. We would be looking for an additional 50k on repayment. House value approx 300k. Any suggestions. I will speak to our Ifa as well
Gd.
The futures bright the future is Ginger
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Comments
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You need property bee installed on firefox.
Or post a url and someone will paste it in for you here0 -
You can't have mortgages with different lenders on one house. You can have two mortgages on one house with one lender.0
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Another vote for PropertyBee.Illegitimi non carborundum.0
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Not necessarily true. A 2nd lender MAY agree to put a 2nd Charge on the property. The 1st lender would retain 1st call on their loan in the event of a forced sale. The 2nd lender would want to be very confident that the LTV was sufficient to repay both charges.PasturesNew wrote: »You can't have mortgages with different lenders on one house. You can have two mortgages on one house with one lender.0 -
Ltv would be around 43% (130k mort/170k equit)The futures bright the future is Ginger0
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In my experience an IFA has always come up trumps with a mortgage provider, has saved us money each time.0
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