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Employment status and car insurance

Hello.

So sorry if this has been asked recently - I did a search but couldn't find anything.

I have a baby daughter and have decided not to go back to work until she is 3 years old. I am currently renewing my car insurance and if I put in "unemployed" as my status, my annual premium is over £100 more than if I chose the "houseperson" option.

Does anyone know the difference? I'm not actually sure what "houseperson" means. I live alone with my daughter so technically i'm not a "houswife"...whatever that term means!

Any advice would be gratefully received.

Comments

  • bryanb
    bryanb Posts: 5,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You are only unemployed if you are seeking work.
    This is an open forum, anyone can post and I just did !
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Housewife would be the best description for you and would be the description the Insurers would wish to charge the premium based on, you may find some websites have "Houseparent" as a description if you prefer
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