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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    gallygirl wrote: »
    For so many reasons....... I have picked the wrong day to give up gin......

    Oh dear :(

    Does it still count if it's in a cake?

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • getting-sorted-sarah
    getting-sorted-sarah Posts: 723 Forumite
    Part of the Furniture Combo Breaker
    Oh that cake sounds amazing!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    muddywhitechicken wrote: »
    Oh dear :(

    Does it still count if it's in a cake?

    MWCx
    Depends on how big the cake is :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 16 July 2014 at 9:24PM
    Stage 1 - sell BTL 1 - complete (ish) - exchanged :T

    Stage 2 - buy new BTL 2 (to be known as the Bird House for reasons best known to me :D) - complete (ish) - exchanged :T

    Stage 3 - find new tenants for Bird House - complete :T.

    Should have known it would all work out as purchaser has a friendly name :).

    No figures & pay off impact till completion in 12 days :cool:.

    :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    Just amazing GG - as usual, I'm in awe! x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Woo hoo well done you. It sounds like it's all going great guns.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 19 July 2014 at 5:54AM
    gallygirl wrote: »
    Stage 1 - sell BTL 1 - complete (ish) - exchanged :T

    Stage 2 - buy new BTL 2 (to be known as the Bird House for reasons best known to me :D) - complete (ish) - exchanged :T

    Stage 3 - find new tenants for Bird House - complete :T.

    Stage 4 - pay off mortgage on btl 3 - done :T.

    Financially we should have kept it for tax reasons:

    Cost of lost tax relief: £150

    Cost of satisfaction gained: priceless :D

    Felt great to watch the Faster Payment going through :T:j:D:beer::D:j:T.

    Next month will be another 16-17k off the balance (possibly more, negotiations with Mr GG are ongoing ;)), but as of today we owe:
    £60,763.51 :D giving an interim payoff date of May 16 :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • juststuff123
    juststuff123 Posts: 311 Forumite
    Part of the Furniture 100 Posts Photogenic Mortgage-free Glee!
    Your Cheeriness is infectious! :D
    Thanks
    GOAL:- £400k in Savings by March 2026 SAVINGS: – £388,251 COMPLETE GOALS - Debt Free, Mortgage Free, £350k Savings Save 12k in 2025 #41 = £21,772 / £25,000
  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Wow fantastic GG :T
    MFW 67 - Finally mortgage free! 💙😁
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Go GG. Well done, that's fabulous. Xxxxxx
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
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