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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary
Comments
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:wave:
Love this, the way it reads to me, the champers and men are necessities ... the squandering comes afterwards! Way to go in retirement GG!
I think it's a take-off of a George Best quote:I spent a lot of money on booze, birds and fast cars. The rest I just squandered.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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That's right Lois I know all the literary quotes :rotfl:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Missing the 'song' from the list before the sqandering commences. May as well do it right. I plan to be a wag, and have someone sqander their pensions fund on me. I shall of course demand the fast car, stupidly priced handbags and shoes, along with the champagne and the big house that I can't afford to heat unless the convenient male falls into the groups of rock muso or footballer.
The stuff that dreams are made of...Still striving to be mortgage free before I get to a point I can't enjoy it.
Owed at the end of -
02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
07/19 - £77,500. 08/19 - £76,000.0 -
So........
Put simply:
DS buying house
Mr GG 'buying' 1/2 mum's house from me
So Mr GG gives me deposit for DS
And writes off my 'debt' to him
And the balance is coming my way in the summer to kick start savings (if I can wring it out of him :rotfl:)
3 things to note:
Mr GG now matching my payments every month
Pay off everything date now Dec 16. Action to 'bring that forward' underway
.
Most importantly, as Mr GG and I are now equal partners so he can no longer say 'don't touch what you can't afford'.
Natty - if you are reading this - Operation Lie in the Sun and Drink Sangria underway :cool:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Evening GG, I may just happen to have a very large Sangria jug :T
Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Wouldn't expect anything less :rotfl:.Tilly_MFW_in_6_YRS wrote: »Evening GG, I may just happen to have a very large Sangria jug :T
Tilly xA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
That all sounds very good on the money front. How do you manage to keep motivated?
You've a very lucky son, my parents didn't pay for my house deposit
, I hope he is thankful. 2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
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No, well mine didn't give me a 100k to squander :rotfl:. He's about to book flights to Las Vegas to blow it all but won't send me a postcard unless I give him more money to pay for itThat all sounds very good on the money front. How do you manage to keep motivated?
You've a very lucky son, my parents didn't pay for my house deposit, I hope he is thankful.
Knowing what I want and working out how I'm going to get it helps - plus a lot of spreadsheets and the good folk on here to keep me motivated. A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
, tell him to enjoy every last moment from me. Best days of my life, those spent wasting my parents' money.
In all seriousness, what do the spreadsheets contain and how often do you update them?2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000
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