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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Quote for car insurance renewal came in - £424 :eek:. Around the same as last year and I was expecting more due to the EU directive that women can't be treated differently from men :mad:. Thought I'd do a shop-around though didn't hold out much hope as it's been around the same for the last year or two. £265 :T:T:T:T:T. And old co have already sent me evidence of no claims discount :j. Just need to wait till next week and new credit card month before paying :D. Had allowed £480 in budget so chuffed with that :).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    gallygirl wrote: »
    Quote for car insurance renewal came in - £424 :eek:. Around the same as last year and I was expecting more due to the EU directive that women can't be treated differently from men :mad:. Thought I'd do a shop-around though didn't hold out much hope as it's been around the same for the last year or two. £265 :T:T:T:T:T. And old co have already sent me evidence of no claims discount :j. Just need to wait till next week and new credit card month before paying :D. Had allowed £480 in budget so chuffed with that :).

    Does it mean with that big saving you are taking me out for dinner then? :D

    Froggy
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Froggy-G wrote: »
    Does it mean with that big saving you are taking me out for dinner then? :D

    Froggy
    I can honestly say that hadn't figured in my plans Froggy :rotfl:. Anyway, already 'spent' by reallocating to pots with overspends :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    Quote for car insurance renewal came in - £424 :eek:. Around the same as last year and I was expecting more due to the EU directive that women can't be treated differently from men :mad:. Thought I'd do a shop-around though didn't hold out much hope as it's been around the same for the last year or two. £265 :T:T:T:T:T. And old co have already sent me evidence of no claims discount :j. Just need to wait till next week and new credit card month before paying :D. Had allowed £480 in budget so chuffed with that :).

    Gallygirl, well done. :) It just goes to show! £159 is a pretty massive difference :( I always shop around and I'm sure I've made savings close to that in the past too. I don't really quite understand people who don't.
  • southerndave
    southerndave Posts: 554 Forumite
    Just catchin' up. Love the Tilly Tidy.....
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    AlexLK wrote: »
    I see re. your children. Really I'm not one to speak about leaving them to it. :o However, I am starting to wonder if our son would be better off in the long run not getting a load of money given to him at a young age.

    i would have spent it if she had given it to me :o but it meant i could buy my house :) anyway she didnt have a choice as gran would have haunted her :rotfl:
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    clippy_girl wrote: »
    she didnt have a choice as gran would have haunted her :rotfl:

    :eek: Why else do you think you got it :eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    clippy_girl wrote: »
    i would have spent it if she had given it to me :o but it meant i could buy my house :) anyway she didnt have a choice as gran would have haunted her :rotfl:

    Tell me about it, I spent £250,000 my parents gave me to "invest / buy a house with" when I was younger. My house isn't even worth that now. :o
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    Tell me about it, I spent £250,000 my parents gave me to "invest / buy a house with" when I was younger. My house isn't even worth that now. :o
    :eek: don't give her ideas, it was less than 10% of that :eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    gallygirl wrote: »
    :eek: don't give her ideas, it was less than 10% of that :eek:

    Clippy is your daughter? :rotfl:

    And, NOBODY should take financial advice from me. :o
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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