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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I hadn't realised there was a seminar but don't think I could have coped with anything else :)
    There is a seminar we could go to - check US's link - but our brains may explode I think :think:.

    Flaming well piddling it down here and heating is switched ON rather than just a 1 hour boost :(
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • I'm working from home today and haven't actually managed to get it of my jarmies yet :rotfl:

    House is cold, DD has her dressing gown on and Mr T is locked in the study :rotfl:

    DD and I have made a lovely cucumber and radish salad with a Chinese dressing - I'll get the kettle on x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    am plodding through the millionaire next door GG some interesting stuff there, i wish there were people in the U.K that would write a U.K specific one as alot of the taxes dont mean anything to us :(

    RDPD is good as well, not read that for a few years may give it another wee read once i am done with millionaire, was talking to son about it yesterday he said he reckons if i earned enough money i would be a millionaire next door, felt nice that maybe if things were different i would be a PAW instead of a UAW.

    That thread on the pensions board is brilliant, i think once i am debt free i will have a diary on there or on the savings board, so that i can learn as i go as investing is a whole other world
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'm working from home today and haven't actually managed to get it of my jarmies yet :rotfl:

    Ditto :o. Socks?


    DD and I have made a lovely cucumber and radish salad with a Chinese dressing - I'll get the kettle on x x x

    Good for you - I'm having soup :rotfl:. Actually can I have the recipe please as I have some of both which need using up :D.
    elantan wrote: »

    That thread on the pensions board is brilliant, i think once i am debt free i will have a diary on there or on the savings board, so that i can learn as i go as investing is a whole other world

    El, you know that the right thing to do is invest as a way to pay off your debt, and your mortgage?



    Yup, I'm too chicken as well :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ha ha ha ha yeah GG I know that's the right thing to do but I am so so so chicken, what if I lost the money, I don't feel as if I know enough about investing to risk our hard earned money, but in good news today I got a letter through about the big mortgage, every time I over pay by £500 they take it of the term ... As of today my term is 5 years 5 months ... That is a certain ... I need certainty lol
  • No socks, but slippers



    http://www.dailymail.co.uk/femail/food/article-1314862/Jamie-Olivers-30-minute-meals-Thai-red-prawn-curry-jasmine-rice-cucumber-salad-papaya-platter.html



    Japanese not Chinese - apologies. We used up cucumber, radish and cress then left out the lemon grass as I didn't have any :D

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sky an unusual colour this morning, with one of those dodgy yellow UFO's in it, but still v cold :cool:.

    No TillyTidy's this morning :(.

    Shower probably going to great showerland in the sky :(. Chap coming this afternoon to look at it. Although it does still work, as long as you want it the same temperature for ever :o.

    Going to put the twigs in pots for now, ground too wet for them :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Aw, quick - feeding time :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Anyone else glad to be going back to work for a rest :rotfl:?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    gallygirl wrote: »
    Anyone else glad to be going back to work for a rest :rotfl:?

    Funny you :rotfl:
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
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