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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The lovely Peefer Pig just coughed up £46 :j:j:j

    Just paid debt to a friend and left an odd amount in account so TillyTidied £1.20 (20p too little to go out into World Wide Web on its own :D) :T.

    Random question: What happens to all the emery boards? Do they go off to lost sock land?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    _party__party__party_ Happy New Tax Year everyone _party__party__party_
    £600 to ISA:
    • to get the ball running
    • to stop me stressing over whether to stick with current one or wait for a new one - decision made now :D
    Things a bit squeaky finance wise :(. Have paid ccard off with what we spent on hols to avoid interest.Mr GG contributed a chunk so I will need to do the same, meaning April's OP's will be lower :eek:. Hopefully though will pick up the slack over next few months.



    Monthly savings for Xmas, hols etc also not good. Managed to end year on nearly £600 deficit :o. Largely because I spent quite freely at first as I had a budget for things so I was allowed to spend :rotfl:. Have upped monthly payment by £50 to clear it by end of next year and will just have to stick to what is there. Haven't quite worked out how I'm going to pay car bill of nearly £600 from a minus position :cool:.


    Message from old bank to say DD's requested from new one - so this is the scary time :eek:. The transfer process is highly rated so let's see. Decided to leave MS money going into old bank. also the CCard I use mainly for MS purchases as will be easier to know how much is available to spend in main bank that way.



    Mystery shop at Mr A today, including cafe. Nice little earner :T.


    Off for another cuppa. Slight technical hitch on the alarm this morning - set it last night, both asleep when it went off, both got up. 15 mins later I discovered I hadn't changed time so we were up at 5.45 instead of 6.45 :o. Luckily Mr GG saw the funny side :rotfl:. Will be flagging later (well actually I am now :cool:).


    Happy Saturday everyone :D.




    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • nattypants
    nattypants Posts: 2,577 Forumite
    Aaarrrghhhhhh.......lost my post to you and Ahem. Basically;

    Well done on financial wizardry

    First time I have called Mr GG by his proper name

    Happy Saturday

    NP:D
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thanks for reminding me, GG. I have some DDs I need to move across from main bank to bank with cashback.

    Enjoy your mystery shop. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Ouch on the early morning GG but on the plus side happy Saturday!! :)

    A tight month here also with c/c paid off so shall be looking to you for inspiration to maximise OPs :D no pressure!!:p
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 8 September 2023 at 2:57PM
    Ouch on the early morning GG but on the plus side happy Saturday!! :)

    A tight month here also with c/c paid off so shall be looking to you for inspiration to maximise OPs :D no pressure!!:p
    Well, on the basis you have to speculate - a crazy £20 on Grand National...... 7 horses so here's hoping they're images?q=tbn:ANd9GcRNxe6W_0rbk8U9bRw6lnBK4xwdvVwlNNYPBbZJW37Nqv7ScPAg and not turtle%20smiley.gif or Zl48xohz70ty645ddqcc.gif

    Z :cool:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »
    Zl48xohz70ty645ddqcc.gif

    Z

    So.......... Plan B :o :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • No win then? :o
  • v1ckyt
    v1ckyt Posts: 320 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Evening GG.
    we backed 6 horses at a total cost of £12, end result? £4 back on one horse and a sobbing sulking 5 year old when her horse pulled up.
  • Morning GG, it's blinking cold here today.

    How are the spreadsheets going?

    Sending :grouphug: and :coffee: on the basis that what goes around comes around. I could do with both right now :)

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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