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Gallygirl's "A journey of 121,226.67 pounds begins with a single penny" diary

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Comments

  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    katsu wrote: »
    I like doing this when the family descends - gives me some peace and quiet and a simple chore to do whenever I want to escape someone or something :D;)

    I think you have something there Katsu

    The evils have left and the dishwasher is still full and the tea dishes need doing as I'm sat on the sofa drinking wine :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Southernman
    Southernman Posts: 605 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    Radish72 wrote: »
    I seemed to have spent the day making cups of tea, washing cups, making cups of tea, washing cups

    I NEED more cups

    You should have gone next Christmas sale and grabbed some for a quid!!! I'm surprised I survived it myself!!!!:D
    Mortgage 1: May 2012 £90,000 April 2020: £47,000
    Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well, back onto my own thread for some sanity/sanctuary from all those planning on spending 5p in January and meal plans based on random peas rolling about the freezer (or is that just mine :D). Now I know why Tilly keeps going for long walks in the fields near her.....
    752px-hand_milking_a_cow.jpg?w=150&h=150&crop=1

    None of that nonsense on here, will be spend, spend, spend all the way :).

    Off to do banking.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 27 December 2012 at 9:17AM
    gallygirl wrote: »


    Off to do banking.

    :eek::eek::eek::eek::eek:

    Soooooooooooo................................ about this frugal January......................:o. Off to set up meal plan and venture into fridge/freezer. Of course, this will clash horribly with the Jan lose weight challenge, unless the cheese, pate, cheese straws, crisps etc are actually calorie free :D.

    ETA:
    The good news is that with piddly little bits paid off debt to Mr GG (£55.67 in total from 4 different things, not quite Tilly standard ;)) I have knocked a month off end date for that. Now 28/1/16 :T.

    The bad news is I need another £1288 extra to knock another month off :eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    "Frugal January", I'm going to use this phrase repeatedly in my house today, to try some subliminal influencing.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • moneycurious
    moneycurious Posts: 446 Forumite
    Frugal january all the way..... but its still christmas in our house( she says !! Mr M is bah humbugging n going back to work)......... shop shop shop - for next years presnts and birthdays of course!!!!
    Dec 2011 £141,000 / dec 2013 £135,000/ Jan 2014 £131,000 / July 2014 £129 000
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The thought of going shopping turns me right off, though I may hit M&S tomorrow as I have something to return.

    My only spends over Xmas have been on music for MP3 - a mix of a few downloads, 2nd hand CD's and new CD's - cheaper to buy that way than download a lot of tracks which is v puzzling 169IDunno-thumb.gif. Still, gave me an opportunity for a spreadsheet to calculate net cost after they are resold :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Evening GG, I agree the idea of going near a shop is just too much - am I really the same person who would spend £120 on food a week?

    Get those a/c tidy up OPs going. You'll soon close the gap x x x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    gallygirl wrote: »

    My only spends over Xmas have been on music for MP3
    Forgot to say also forked out £3.09 on waterproof cover for Kindle :eek::eek::eek:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Hi- sorry I haven't posted in an age. Well done on reducing your MFD. I haven't checked ours in ages.

    I have no idea how we'll ever get through all our cheese straws, tortillas etc. I also have a ton of cheese left so I might try macaroni cheese with a layer of crumbled chilli tortillas on top to give it some crunch and kick!
    2019 fashion on a ration 0/66 coupons
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