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TPA – 3rd Year MFW -More Challenges, Failures and Possibly some Successes!

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  • I feel the same as you hon. We just paid out £560 for 4 new tyres and tracking for DHs car, £260 for having a tow bar fitted, £100 for a 2nd set of wheels for winter which now need winter tyres apparently, and car insurance is nearly double what it was last year (was £285 and now £542 - cheapest online comparison quote was £750 :eek:)

    We are only just doing it, but I have overpaid a fair bit recently. I'm just trying to have everything else cheap but it is tricky as the kids have needed a few new bits for the hols we are on next week.

    I just don't like parting with cash. It's mine!!!
  • Tesco_points_addict
    Tesco_points_addict Posts: 3,242 Forumite
    edited 14 August 2011 at 5:22PM
    Finally done the maths to August 2011. Mortgage minus savings currently stands at £11,366.43...it would be nice to get in 'single figures' by next month, but not really possible! I would be happy to get there by 1st October though - hmm, really must stop spending then!
    My wages have taken a huge hit lately, no weekend work and virtually no mystery shopping, to allow me time with Mum. (She is more than worth it though:))

    This weekend Mum has been allowed home from the hospital for three nights, she is constantly on the go and has worn me out! I have been staying at her house so she is not on her own (as this is not allowed at the moment). She is doing brilliantly, this morning she bought me a cup of tea in bed, it was really sweet, however I don't normally see 07:15:eek::rotfl:especially on a Sunday!


    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    :j for Mum

    Cups of tea in bed are the best what ever the time :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Tesco_points_addict
    Tesco_points_addict Posts: 3,242 Forumite
    edited 14 August 2011 at 11:17PM
    Just wanted to make a copy of our current monthly outgoings:

    12.43 TV Licence
    18.00 Phone line and calls
    15.00 Bank account fee (covers our travel insurance, gadgets & RAC so worth it)
    22.00 Gas
    24.00 Electric
    12.42 Dog Insurance
    8.50 Internet
    252.63 Mortgage repayment
    161.15 B&Q Interest free kitchen payment
    39.50 Water - underpaid this year so just gone up from 20.50:eek:
    10.27 Life Insurance
    33.75 Sky:o
    100.32 Toll fees for bridge
    132.00 Council Tax Paid over 12 months, better in my pocket than theirs!
    15.00 Mobile phone
    20.00 Professional Fees
    TBC** Building and Contents Insurance

    I realise this is a very basic outgoings list, I need to work out what on average we pay out on diesel, insurance, tax, servicing etc. Also I really have no clue what we spend on food...in fact I dread to think how much this comes to per month:eek: (Thats not to mention wine:o)

    Off to find my CC log in to give me a better idea what se have spent on these things over the last 3 months.

    TPA x
    MFW - We've only gone and blooming done it!
    May 2013:j
  • I have made a start on working out how much diesel/food costs us per month...I have printed out our CC statements, circled the appropriate spends....but, I cannot add them up as I cannot find a calculator!:p

    I have one in work so will borrow it tomorrow!

    Mum is coming home again for the weekend:jI am preparing to be worn out with all her shopping! Money burns a hole in her pocket!!

    I have a confession..I spent the bag money on a pair of fitflops! Got them from boots, £15 off, 10% cashback and £4.80 worth of boots points, total cost £26.67..ops! They were originally £50 and they are black and sparkly!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I have made a start on working out how much diesel/food costs us per month...I have printed out our CC statements, circled the appropriate spends....but, I cannot add them up as I cannot find a calculator!:p

    I have one in work so will borrow it tomorrow!

    Mum is coming home again for the weekend:jI am preparing to be worn out with all her shopping! Money burns a hole in her pocket!!

    I have a confession..I spent the bag money on a pair of fitflops! Got them from boots, £15 off, 10% cashback and £4.80 worth of boots points, total cost £26.67..ops! They were originally £50 and they are black and sparkly!

    TPAx

    Use an excel sheet to add it up? thats what I do, or I use my mobile. :) cant get away from giving us those figures that easy!

    and tut tut on the black and sparkly! shall rename you magpie!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Or the calculator on your computer (Start, All programs, Accessories, Calculator)

    I think you don't want to add them up :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Holey pants the forums gone all exclamation marks!!!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Glad your mum seems to be doing better and having another trip home :)
    flitflops sound cool (like the idea of sparkly shoes!)
    well done on being meticulous with the reciepts however agree with others there is a calc on your computer- c'mon youll feel better once youve 'fessed up! :rotfl:
  • Tesco_points_addict
    Tesco_points_addict Posts: 3,242 Forumite
    edited 8 September 2023 at 3:56PM
    Glad your mum seems to be doing better and having another trip home :)
    flitflops sound cool (like the idea of sparkly shoes!)
    well done on being meticulous with the reciepts however agree with others there is a calc on your computer- c'mon youll feel better once youve 'fessed up! :rotfl:


    Found a calculator...theres far too many figures to use the one on the laptop! But....I have been using said calculator for adding up my Mystery Shop tax return:A I have a horrible feeling I earnt more than anticipted in 2010/2011:eek:.

    With Mum again this weekend, things not going quite as smoothly as last weekend, not really sure whats going on, other than my expectations being too high after the fabulous few days we had last week:(

    I am exhausted, Mum is currently asleep on the sofa with the dog on her lap, they both look angelic:).

    Went shopping to Costco earlier, forgot my debit card (was at home in the card reader:eek:) Mum had to pay...I was very embaressed:o

    I now have enough toilet rolls to last for months:rotfl:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
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